Monthly fee
$25
−$300 a year for an everyday customer: fees and interest, $2,000 kept.
First Horizon Bank · Checking account
First Horizon TotalView Checking
−$300 a year for an everyday customer. $25 a month. $50 to open.
- A year, everyday customer
- −$300
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · firsthorizon.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer document · firsthorizon.com · PDF
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#998of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Branch access
- Check writing
- Debit card
- Free checks
- Interest bearing
- Online opening
- Overdraft protection transfer
- Spending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $25 a monthfirsthorizon.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Refunded by maintaining a combined average daily balance of $500,000 in total consumer deposits (checking, savings, money market, CD and IRA), investment accounts with First Horizon Advisors 1,2 and outstanding home equity and mortgage loan balances held in First Horizon Bank’s portfolio 3
- by maintaining a combined average daily checking balance of $15,000 across all consumer checking accounts
- at least one direct deposit ... per statement cycle
- at least one ... bill payment per statement cycle
- $100,000 combined average daily balance in total consumer deposits (checking, savings, money market, CD and IRA), investment accounts with First Horizon Advisors 1,2 and outstanding home equity and mortgage loan balances held in First Horizon Bank’s portfolio. 3
- $5,000 monthly debit card and/or credit card purchase transactions
- Minimum to open
- $50firsthorizon.com, checked Nov 8, 2026
- Overdraft fee
- $35firsthorizon.com, checked Nov 8, 2026
- Returned item (NSF) fee
- Nonefirsthorizon.com, checked Nov 8, 2026
- Overdraft transfer fee
- Nonefirsthorizon.com, checked Nov 8, 2026
- Most overdraft fees in a day
- 3firsthorizon.com, checked Nov 8, 2026
- ATM network
- First Horizon ATM; non-First Horizon ATMfirsthorizon.com, checked Nov 8, 2026
- Out-of-network ATM fee
- Nonefirsthorizon.com, checked Nov 8, 2026
- Incoming domestic wire
- $15firsthorizon.com, checked Nov 8, 2026
- Outgoing domestic wire
- $25firsthorizon.com, checked Nov 8, 2026
- Incoming international wire
- $15firsthorizon.com, checked Nov 8, 2026
- Outgoing international wire
- $55firsthorizon.com, checked Nov 8, 2026
- Paper statements
- $1 a monthfirsthorizon.com, checked Nov 8, 2026
- Inactivity fee
- $5firsthorizon.com, checked Nov 8, 2026
- Cashier’s check
- Nonefirsthorizon.com, checked Nov 8, 2026
- Stop payment
- $37firsthorizon.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees