Monthly fee
$5.95
−$71 a year for an everyday customer: fees and interest, $2,000 kept.
First International Bank & Trust · Checking account
First International Bank & Trust Rewards Account
−$71 a year for an everyday customer. $5.95 a month. $100 to open.
- A year, everyday customer
- −$71
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · fibt.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer document · fibt.com · PDF
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#765of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Debit card
- Debit rewards
- Mobile check deposit
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $5.95 a monthfibt.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- All of these:
- you are age 23 or younger
- you receive your account statement electronically
- Minimum to open
- $100fibt.com, checked Nov 8, 2026
- Overdraft fee
- $30fibt.com, checked Nov 8, 2026
- Returned item (NSF) fee
- $30fibt.com, checked Nov 8, 2026
- Most overdraft fees in a day
- 7fibt.com, checked Nov 8, 2026
- ATM network
- Cirrus or Plusfibt.com, checked Nov 8, 2026
- ATM fees refunded, up to
- $15 a monthfibt.com, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- 1%fibt.com, checked Nov 8, 2026
- Paper statements
- $3.95 a monthfibt.com, checked Nov 8, 2026
- Early closure fee
- $10fibt.com, checked Nov 8, 2026
- Stop payment
- $30fibt.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees