Monthly fee
$0
$0 a year for an everyday customer: fees and interest, $2,000 kept.
First National Bank of Omaha · Checking account
First National Bank of Omaha Free Checking Account
$0 a year for an everyday customer. No monthly fee. No minimum to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · fnbo.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · fnbo.com
The source states this figure; we have no exact sentence on file yet.
Features
- Bill pay
- Branch access
- Card lock
- Check writing
- Contactless card
- Debit card
- Free checks
- Joint accounts
- Minor accounts
- Mobile check deposit
- Mobile wallet
- No minimum balance
- No overdraft fees
- Online opening
- Overdraft line of credit
- Overdraft protection transfer
- Spending alerts
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- Nonefnbo.com, checked Nov 8, 2026
- Minimum to open
- Nonefnbo.com, checked Nov 8, 2026
- Overdraft fee
- Nonefnbo.com, checked Nov 8, 2026
- ATM network
- Allpointfnbo.com, checked Nov 8, 2026
- ATMs in the network
- 55,000fnbo.com, checked Nov 8, 2026
- Out-of-network ATM fee
- Nonefnbo.com, checked Nov 8, 2026
- Incoming domestic wire
- Nonefnbo.com, checked Nov 8, 2026
- Paper statements
- Nonefnbo.com, checked Nov 8, 2026
- Cashier’s check
- Nonefnbo.com, checked Nov 8, 2026
- Stop payment
- Nonefnbo.com, checked Nov 8, 2026
Who can open it
- Minimum age
- 18fnbo.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees