Monthly fee
$4.95
$0 a year for an everyday customer: fees and interest, $2,000 kept.
First United Bank and Trust Company · Checking account
First United Bank and Basic Checking
$0 a year for an everyday customer. $4.95 a month. $100 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · firstunitedbank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · firstunitedbank.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#128of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Bill pay
- Debit card
- Mobile check deposit
- Online opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $4.95 a monthfirstunitedbank.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- maintain an average balance of $500.00 or more
- primary account holder has $10,000+ in combined deposits
- receive at least one direct deposit
- primary account holder is age 17 and under
- Minimum to open
- $100firstunitedbank.com, checked Nov 8, 2026
- Card replacement
- $9.95firstunitedbank.com, checked Nov 8, 2026
Who can open it
- Where
- Texas, Oklahomafirstunitedbank.com, checked Nov 8, 2026
- Minimum age
- 18firstunitedbank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money