APY

0.40%

As of Nov 8, 2026. Rates are variable.

Fourleaf · Checking account

Fourleaf Free Checking

$0 a year for an everyday customer. No monthly fee. $5 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
APY
Monthly fee
To open

Against the market

How it ranks

#112of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Branch access
  • Contactless card
  • Debit card
  • Early direct deposit
  • Interest bearing
  • Joint accounts
  • Mobile check deposit
  • Mobile wallet
  • Online opening
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

To earn the APY
Receive a Direct Deposit into your FourLeaf checking account
  • Make 10 point-of-sale debit purchases using your FourLeaf Debit Card
  • Enroll in online banking with eStatements
fourleaffcu.com, checked Nov 8, 2026
APY when those aren’t met
0.00%fourleaffcu.com, checked Nov 8, 2026

Fees

Monthly fee
Nonenewaccount.fourleaffcu.com, checked Nov 8, 2026
Minimum to open
$5fourleaffcu.com, checked Nov 8, 2026
ATM network
Co-op ATM Networkfourleaffcu.com, checked Nov 8, 2026
ATMs in the network
30,000fourleaffcu.com, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

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