Monthly fee

$12

−$144 a year for an everyday customer: fees and interest, $2,000 kept.

German American Bank · Checking account

German American $MART Checking with Interest

−$144 a year for an everyday customer. $12 a month.

Checked Nov 8, 2026Updated

A year, everyday customer
−$144
Monthly fee
To open
Not stated

Against the market

How it ranks

#885of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Branch access
  • Debit card
  • Debit rewards
  • Interest bearing
  • Mobile check deposit
  • Online opening
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$12 a monthgermanamerican.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Maintain a $5,000 minimum balance to avoid the $12 monthly fee.germanamerican.com, checked Nov 8, 2026

Who can open it

Where
Near its branchesgermanamerican.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (details missing). Report a mistake · How we make money · Not stated: 2 items counted at typical fees

See it on germanamerican.com

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