APY
4.00%
As of Nov 8, 2026. Rates are variable.
Greenstate · Checking account
Greenstate GrowGreen Checking
$0 a year for an everyday customer. No monthly fee. $50 to open.
- A year, everyday customer
- $0
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · greenstate.org
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · greenstate.org
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · greenstate.org
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#67of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Branch access
- Budgeting tools
- Check writing
- Contactless card
- Debit card
- Interest bearing
- Mobile check deposit
- Mobile wallet
- No minimum balance
- Online opening
- Spending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $1,000greenstate.org, checked Nov 8, 2026
- To earn the APY
- Maintain a minimum $1,000 average daily balance.
- An ACH deposit / (Direct Deposit) or an ACH withdrawal of at least $500 must post and clear the account.
- Make fifteen or more purchases with a GreenState debit or credit card with a minimum of $15 per transaction (purchases must be posted, not pending).
- APY when those aren’t met
- 0.01%greenstate.org, checked Nov 8, 2026
- APY paid on balances up to
- $19,999greenstate.org, checked Nov 8, 2026
Fees
- Monthly fee
- Nonegreenstate.org, checked Nov 8, 2026
- Minimum to open
- $50greenstate.org, checked Nov 8, 2026
- Most overdraft fees in a day
- 5greenstate.org, checked Nov 8, 2026
- ATM network
- CO-OPgreenstate.org, checked Nov 8, 2026
- ATMs in the network
- 30,000greenstate.org, checked Nov 8, 2026
- Out-of-network ATM fee
- $2.50greenstate.org, checked Nov 8, 2026
- Paper statements
- $3.50 a monthgreenstate.org, checked Nov 8, 2026
Who can open it
- Where
- Iowa, Illinois, Nebraska, South Dakota, Wisconsingreenstate.org, checked Nov 8, 2026
- Membership
- Membership required:
- Anyone living or working in Iowa, or nearby counties in Illinois, Wisconsin, Nebraska, or South Dakota (the page lists the specific counties).
- University of Iowa students, staff, and alumni.
- Direct relatives of current GreenState members.
- Members of the Iowa Consumer Council / American Consumer Council.
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees