RateHerald

Monthly fee

$7.95

$0 a year for an everyday customer: fees and interest, $2,000 kept.

International Bank of Commerce · Checking account

International Bank of Commerce IBC Elite Checking (N.O.W.)

$0 a year for an everyday customer. $7.95 a month. $100 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
Monthly fee
To open

Against the market

How it ranks

#322of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Check writing
  • Debit card
  • Interest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$850ibc.com, checked Nov 8, 2026
To earn the APY
Requires a minimum daily balance of $850 to earn interest.ibc.com, checked Nov 8, 2026

Fees

Monthly fee
$7.95 a monthibc.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • Maintain average collected balance of $2,500
  • a minimum daily balance of $850 to avoid service charge
ibc.com, checked Nov 8, 2026
Minimum to open
$100ibc.com, checked Nov 8, 2026
Inactivity fee
$5ibc.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on ibc.com

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