APY
0.00%
As of Nov 8, 2026. Rates are variable.
Landmark · Checking account
Landmark SmartSpend Checking
$0 a year for an everyday customer. $10 a month. $35 to open.
- A year, everyday customer
- $0
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer document · landmarkcu.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · landmarkcu.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · landmarkcu.com
The source states this figure; we have no exact sentence on file yet.
Features
- Bill pay
- Branch access
- Budgeting tools
- Card lock
- Contactless card
- Debit card
- Joint accounts
- Minor accounts
- No minimum balance
- No overdraft fees
- Online opening
- Overdraft protection transfer
- Spending alerts
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $10 a monthlandmarkcu.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- eDocuments are free for all accounts. Monthly paper statement fee is applicable to SmartSpend CheckingTM accounts for primary account holders age 23 and older and who are not enrolled for eDocuments.
- primary account holders age 23 and older
- Minimum to open
- $35landmarkcu.com, checked Nov 8, 2026
- Overdraft fee
- $30landmarkcu.com, checked Nov 8, 2026
- Returned item (NSF) fee
- $30landmarkcu.com, checked Nov 8, 2026
- Overdraft transfer fee
- $5landmarkcu.com, checked Nov 8, 2026
- Most overdraft fees in a day
- 0landmarkcu.com, checked Nov 8, 2026
- ATM network
- In-network ATMslandmarkcu.com, checked Nov 8, 2026
- ATMs in the network
- 34,000landmarkcu.com, checked Nov 8, 2026
- Incoming domestic wire
- $10landmarkcu.com, checked Nov 8, 2026
- Outgoing domestic wire
- $20landmarkcu.com, checked Nov 8, 2026
- Incoming international wire
- $10landmarkcu.com, checked Nov 8, 2026
- Outgoing international wire
- $75landmarkcu.com, checked Nov 8, 2026
- Paper statements
- $4 a monthlandmarkcu.com, checked Nov 8, 2026
- Inactivity fee
- $5landmarkcu.com, checked Nov 8, 2026
- Cashier’s check
- $3landmarkcu.com, checked Nov 8, 2026
- Stop payment
- $28landmarkcu.com, checked Nov 8, 2026
- Card replacement
- $6landmarkcu.com, checked Nov 8, 2026
Who can open it
- Where
- Wisconsin, Illinoislandmarkcu.com, checked Nov 8, 2026
- Minimum age
- 18landmarkcu.com, checked Nov 8, 2026
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money