Monthly fee
$5
−$60 a year for an everyday customer: fees and interest, $2,000 kept.
Langley · Checking account
Langley Essential Checking Account
−$60 a year for an everyday customer. $5 a month. $20 to open.
- A year, everyday customer
- −$60
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · langleyfcu.org
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · langleyfcu.org
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#684of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Budgeting tools
- Debit card
- Early direct deposit
- Instant digital card
- Mobile wallet
- Second chance
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $5 a monthlangleyfcu.org, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- using your Langley debit card once every month
- logging in to Digital Banking once every month
- Minimum to open
- $20langleyfcu.org, checked Nov 8, 2026
- Returned item (NSF) fee
- $25langleyfcu.org, checked Nov 8, 2026
- Overdraft transfer fee
- $5langleyfcu.org, checked Nov 8, 2026
- Out-of-network ATM fee
- $2langleyfcu.org, checked Nov 8, 2026
- Outgoing domestic wire
- $25langleyfcu.org, checked Nov 8, 2026
- Outgoing international wire
- $25langleyfcu.org, checked Nov 8, 2026
- Inactivity fee
- $10langleyfcu.org, checked Nov 8, 2026
- Cashier’s check
- $5langleyfcu.org, checked Nov 8, 2026
- Stop payment
- $30langleyfcu.org, checked Nov 8, 2026
- Card replacement
- $10langleyfcu.org, checked Nov 8, 2026
Who can open it
- Where
- Virginia, North Carolinalangleyfcu.org, checked Nov 8, 2026
- Membership
- Membership required:langleyfcu.org, checked Nov 8, 2026
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees