Monthly fee
$0
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Live Oak Banking Company · Checking account
Live Oak Bank Checking Account
$0 a year for an everyday customer. No monthly fee.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · resources.liveoak.bank · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Not stated
Against the market
How it ranks
#417of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Check writing
- Debit card
- No overdraft fees
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- Noneresources.liveoak.bank, checked Nov 8, 2026
- Overdraft fee
- Noneresources.liveoak.bank, checked Nov 8, 2026
- Returned item (NSF) fee
- Noneresources.liveoak.bank, checked Nov 8, 2026
- ATM network
- Allpointresources.liveoak.bank, checked Nov 8, 2026
- International ATM fee
- $3resources.liveoak.bank, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- 3%resources.liveoak.bank, checked Nov 8, 2026
- Outgoing domestic wire
- $19resources.liveoak.bank, checked Nov 8, 2026
- Outgoing international wire
- $40resources.liveoak.bank, checked Nov 8, 2026
- Cashier’s check
- Noneresources.liveoak.bank, checked Nov 8, 2026
- Stop payment
- $25resources.liveoak.bank, checked Nov 8, 2026
- Card replacement
- Noneresources.liveoak.bank, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees