Monthly fee
$0
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Manufacturers and Traders Trust Company · Checking account
Manufacturers and Traders EZChoice
$0 a year for an everyday customer. No monthly fee. $25 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · mtb.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · mtb.com
The source states this figure; we have no exact sentence on file yet.
Offer
Bonus
With a current customer’s referral
M&T Bank Personal Checking Offer
The referred person must register using the referrer's personal referral link, open a new eligible M&T personal checking account within 180 days of registering, and make at least $500 in qualifying direct deposits within 90 days of account
Against the market
How it ranks
#312of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Branch access
- Contactless card
- Custom card design
- Debit card
- Joint accounts
- Mobile check deposit
- Mobile wallet
- No minimum balance
- Online opening
- Overdraft protection transfer
- Spending alerts
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
Who can open it
- Minimum age
- 18mtb.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees