APY
0.00%
As of Nov 8, 2026. Rates are variable.
Michigan State University · Checking account
Michigan State University Classic Checking
−$60 a year for an everyday customer. $5 a month.
- A year, everyday customer
- −$60
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · msufcu.org
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · media.msufcu.org · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Not stated
Against the market
How it ranks
#601of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Card lock
- Check writing
- Contactless card
- Mobile check deposit
- Online opening
- Overdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $5 a monthmedia.msufcu.org, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- $5 Monthly charge if the account falls below the $500 minimum balance requirement.
- Silver Spartan members receive a Classic Checking account with no monthly service fee.
- Overdraft fee
- $30media.msufcu.org, checked Nov 8, 2026
- Returned item (NSF) fee
- $30media.msufcu.org, checked Nov 8, 2026
- ATM network
- CO-OP Networkmsufcu.org, checked Nov 8, 2026
- ATMs in the network
- 30,000msufcu.org, checked Nov 8, 2026
- Out-of-network ATM fee
- $1media.msufcu.org, checked Nov 8, 2026
- Incoming domestic wire
- $5media.msufcu.org, checked Nov 8, 2026
- Outgoing domestic wire
- $20media.msufcu.org, checked Nov 8, 2026
- Incoming international wire
- $5media.msufcu.org, checked Nov 8, 2026
- Outgoing international wire
- $50media.msufcu.org, checked Nov 8, 2026
- Inactivity fee
- $5media.msufcu.org, checked Nov 8, 2026
- Cashier’s check
- $2media.msufcu.org, checked Nov 8, 2026
- Stop payment
- $25media.msufcu.org, checked Nov 8, 2026
- Card replacement
- $5media.msufcu.org, checked Nov 8, 2026
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees