RateHerald

APY

0.01%

As of Nov 8, 2026. Rates are variable.

Middlesex Savings Bank · Checking account

Middlesex NOW Checking

$0 a year for an everyday customer. $15 a month.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
APY
Monthly fee
To open
Not stated

Against the market

How it ranks

#60of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Bill pay
  • Check writing
  • Debit card
  • Mobile check deposit
  • Overdraft line of credit
  • Overdraft protection transfer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$15 a monthmiddlesexbank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Monthly maintenance charge and ATM surcharge fees are waived if average monthly balance is equal to or greater than $1,000.middlesexbank.com, checked Nov 8, 2026
Returned item (NSF) fee
$35middlesexbank.com, checked Nov 8, 2026
Overdraft transfer fee
$5middlesexbank.com, checked Nov 8, 2026
ATM network
Allpointmiddlesexbank.com, checked Nov 8, 2026
Out-of-network ATM fee
Nonemiddlesexbank.com, checked Nov 8, 2026
Incoming domestic wire
$10middlesexbank.com, checked Nov 8, 2026
Outgoing domestic wire
$25middlesexbank.com, checked Nov 8, 2026
Incoming international wire
$10middlesexbank.com, checked Nov 8, 2026
Outgoing international wire
$45middlesexbank.com, checked Nov 8, 2026
Inactivity fee
$5middlesexbank.com, checked Nov 8, 2026
Cashier’s check
$7middlesexbank.com, checked Nov 8, 2026
Stop payment
$30middlesexbank.com, checked Nov 8, 2026
Card replacement
$10middlesexbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on middlesexbank.com

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