APY

0.01%

As of Nov 8, 2026. Rates are variable.

Northbrook Bank and Trust Company · Checking account

Northbrook Bank and Access Plus

−$120 a year for an everyday customer. $10 a month. $100 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$120
APY
Monthly fee
To open

Against the market

How it ranks

#834of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Bill pay
  • Debit card
  • Early direct deposit
  • Free checks
  • Interest bearing
  • Mobile check deposit
  • Online opening
  • Spending alerts
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$0.01northbrookbank.com, checked Nov 8, 2026
Interest compounds
monthlynorthbrookbank.com, checked Nov 8, 2026

Fees

Monthly fee
$10 a monthnorthbrookbank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • $2,500 average daily balance
  • $25,000 combined average relationship balance in consumer accounts held at the same charter bank
northbrookbank.com, checked Nov 8, 2026
Minimum to open
$100northbrookbank.com, checked Nov 8, 2026
Overdraft fee
$35northbrookbank.com, checked Nov 8, 2026
Returned item (NSF) fee
$35northbrookbank.com, checked Nov 8, 2026
ATM network
Allpoint, ATM Access (Town Bank customers only), MoneyPass, or SUMnorthbrookbank.com, checked Nov 8, 2026
Out-of-network ATM fee
Nonenorthbrookbank.com, checked Nov 8, 2026
Foreign transaction fee (debit card)
1.1%northbrookbank.com, checked Nov 8, 2026
Incoming domestic wire
$10northbrookbank.com, checked Nov 8, 2026
Outgoing domestic wire
$25northbrookbank.com, checked Nov 8, 2026
Incoming international wire
$15northbrookbank.com, checked Nov 8, 2026
Outgoing international wire
$40northbrookbank.com, checked Nov 8, 2026
Inactivity fee
$5northbrookbank.com, checked Nov 8, 2026
Cashier’s check
$5northbrookbank.com, checked Nov 8, 2026
Stop payment
$30northbrookbank.com, checked Nov 8, 2026
Card replacement
$10northbrookbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on northbrookbank.com

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