APY
0.50%
As of Nov 8, 2026. Rates are variable.
Provident Bank · Checking account
Provident Smart Checking 1
$0 a year for an everyday customer. No monthly fee.
- A year, everyday customer
- $0
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · provident.bank
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · provident.bank
The source states this figure; we have no exact sentence on file yet.
- To open
- Not stated
Against the market
How it ranks
#77of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Bill pay
- Branch access
- Contactless card
- Debit card
- Interest bearing
- Mobile check deposit
- No minimum balance
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- To earn the APY
- Conduct ten (10) signature-based or Tap to Pay point-of-sale purchases with your Provident Debit Mastercard that post and clear your account
- Receive one (1) direct deposit or process one (1) automatic ACH debit
- Elect to receive your periodic account statements via ProvidentConnect Online Banking
- APY paid on balances up to
- $25,000provident.bank, checked Nov 8, 2026
Fees
- Monthly fee
- Noneprovident.bank, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money