APY
0.05%
As of Nov 8, 2026. Rates are variable.
Randolph-brooks · Checking account
Randolph-brooks Really Free Checking
$0 a year for an everyday customer. No monthly fee. No minimum to open.
- A year, everyday customer
- $0
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer document · rbfcu.org · PDF
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · rbfcu.org · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · rbfcu.org
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#389of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Branch access
- Card lock
- Check writing
- Contactless card
- Debit card
- Early direct deposit
- Free checks
- Instant digital card
- Interest bearing
- Mobile check deposit
- Mobile wallet
- No foreign transaction fee
- No minimum balance
- Online opening
- Overdraft protection transfer
- Savings round ups
- Spending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
Fees
- Monthly fee
- Nonerbfcu.org, checked Nov 8, 2026
- Minimum to open
- Nonerbfcu.org, checked Nov 8, 2026
- Overdraft fee
- $24rbfcu.org, checked Nov 8, 2026
- Returned item (NSF) fee
- $24rbfcu.org, checked Nov 8, 2026
- Overdraft transfer fee
- Nonerbfcu.org, checked Nov 8, 2026
- Most overdraft fees in a day
- 5rbfcu.org, checked Nov 8, 2026
- ATM network
- Free ATM services through RBFCU ATMs, the CO-OP networkrbfcu.org, checked Nov 8, 2026
- Out-of-network ATM fee
- $1rbfcu.org, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- Nonerbfcu.org, checked Nov 8, 2026
- Incoming domestic wire
- Nonerbfcu.org, checked Nov 8, 2026
- Outgoing domestic wire
- $25rbfcu.org, checked Nov 8, 2026
- Outgoing international wire
- $40rbfcu.org, checked Nov 8, 2026
- Inactivity fee
- $10rbfcu.org, checked Nov 8, 2026
- Cashier’s check
- $5rbfcu.org, checked Nov 8, 2026
- Stop payment
- $24rbfcu.org, checked Nov 8, 2026
Who can open it
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees