Monthly fee
$10
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Redstone · Checking account
Redstone Safeguard Checking
$0 a year for an everyday customer. $10 a month. $25 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · redfcu.org
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · redfcu.org
The source states this figure; we have no exact sentence on file yet.
Features
- Bill pay
- Card lock
- Debit card
- Early direct deposit
- Instant digital card
- Minor accounts
- Mobile check deposit
- No minimum balance
- No overdraft fees
- Online opening
- Savings round ups
- Spending alerts
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $10 a monthredfcu.org, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- when you sign up for eStatements (discounts the fee to $8 per month)
- No maintenance fee for members aged 24 and younger
- Minimum to open
- $25redfcu.org, checked Nov 8, 2026
- Overdraft fee
- Noneredfcu.org, checked Nov 8, 2026
- Returned item (NSF) fee
- Noneredfcu.org, checked Nov 8, 2026
Who can open it
- Membership
- Membership required:
- Do you belong to one of Redstone's Membership Partner organizations? There are more than 1,800 organizations, clubs, churches, and businesses that offer Redstone membership.
- Do you have an immediate family member who is a Redstone member? Immediate family members include a spouse, parent, sibling, child, grandparent, grandchild, step-parent, step-child, or step-sibling.
- Do you live in a household with a Redstone member? Whether this person is related to you or not, you are eligible as long as you live in the same house and share household expenses with a Redstone member.
- Are you a government employee or a government contractor? Government employees and contractors on Redstone Arsenal and throughout Madison County are eligible.
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees