Monthly fee

$10

$0 a year for an everyday customer: fees and interest, $2,000 kept.

Redstone · Checking account

Redstone Safeguard Checking

$0 a year for an everyday customer. $10 a month. $25 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
Monthly fee
To open

Features

  • Bill pay
  • Card lock
  • Debit card
  • Early direct deposit
  • Instant digital card
  • Minor accounts
  • Mobile check deposit
  • No minimum balance
  • No overdraft fees
  • Online opening
  • Savings round ups
  • Spending alerts
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$10 a monthredfcu.org, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • when you sign up for eStatements (discounts the fee to $8 per month)
  • No maintenance fee for members aged 24 and younger
redfcu.org, checked Nov 8, 2026
Minimum to open
$25redfcu.org, checked Nov 8, 2026
Overdraft fee
Noneredfcu.org, checked Nov 8, 2026
Returned item (NSF) fee
Noneredfcu.org, checked Nov 8, 2026

Who can open it

Membership
Membership required:
  • Do you belong to one of Redstone's Membership Partner organizations? There are more than 1,800 organizations, clubs, churches, and businesses that offer Redstone membership.
  • Do you have an immediate family member who is a Redstone member? Immediate family members include a spouse, parent, sibling, child, grandparent, grandchild, step-parent, step-child, or step-sibling.
  • Do you live in a household with a Redstone member? Whether this person is related to you or not, you are eligible as long as you live in the same house and share household expenses with a Redstone member.
  • Are you a government employee or a government contractor? Government employees and contractors on Redstone Arsenal and throughout Madison County are eligible.
redfcu.org, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees

See it on redfcu.org

We don’t earn anything from this link.