Monthly fee
$3
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Schoolsfirst · Checking account
Schoolsfirst Investment Checking
$0 a year for an everyday customer. $3 a month.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · schoolsfirstfcu.org · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Not stated
Against the market
How it ranks
#438of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Branch access
- Check writing
- Debit card
- Interest bearing
- Overdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Interest compounds
- Dividends are compounded daily and paid to your account monthlyschoolsfirstfcu.org, checked Nov 8, 2026
Fees
- Monthly fee
- $3 a monthschoolsfirstfcu.org, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Direct deposit of at least $1 and a daily minimum combined share balance of $1,000
- Direct deposit of at least $1 and a daily minimum combined share balance of $1,000
- Daily minimum combined share balance of $2,500
- Age 62 or older
- Overdraft fee
- $22schoolsfirstfcu.org, checked Nov 8, 2026
- Returned item (NSF) fee
- $22schoolsfirstfcu.org, checked Nov 8, 2026
- Most overdraft fees in a day
- 3schoolsfirstfcu.org, checked Nov 8, 2026
- ATM network
- SchoolsFirst FCU or CO-OP Network ATMsschoolsfirstfcu.org, checked Nov 8, 2026
- Out-of-network ATM fee
- $2schoolsfirstfcu.org, checked Nov 8, 2026
- Outgoing domestic wire
- $20schoolsfirstfcu.org, checked Nov 8, 2026
- Outgoing international wire
- $45schoolsfirstfcu.org, checked Nov 8, 2026
- Paper statements
- Noneschoolsfirstfcu.org, checked Nov 8, 2026
- Inactivity fee
- $2schoolsfirstfcu.org, checked Nov 8, 2026
- Cashier’s check
- $5schoolsfirstfcu.org, checked Nov 8, 2026
- Stop payment
- $15schoolsfirstfcu.org, checked Nov 8, 2026
- Card replacement
- $5schoolsfirstfcu.org, checked Nov 8, 2026
Who can open it
- Membership
- Membership required:
- School employee in California (documentation: most recent pay stub).
- Retired California school employee (documentation: pension statement).
- Employee of a company that primarily serves eligible schools or districts in California (documentation: proof of employment).
- College student in an eligible education program with a student teaching requirement (documentation: transcript).
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees