Monthly fee

$10

−$120 a year for an everyday customer: fees and interest, $2,000 kept.

Seacoast National Bank · Checking account

Seacoast Essential Checking

−$120 a year for an everyday customer. $10 a month.

Checked Nov 8, 2026Updated

A year, everyday customer
−$120
Monthly fee
To open
Not stated

Against the market

How it ranks

#870of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Branch access
  • Check writing
  • Debit card
  • Mobile check deposit
  • No minimum balance

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$10 a monthseacoastbank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
All of these:
  • Opt into eStatements
  • Be 24 years old or younger
  • Receive one direct deposit of $500 or more per statement cycle
  • Make 10 or more debit card purchases per statement cycle
seacoastbank.com, checked Nov 8, 2026
ATM network
Allpointseacoastbank.com, checked Nov 8, 2026
ATMs in the network
55,000seacoastbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees

See it on seacoastbank.com

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