Monthly fee

Not stated

−$60 a year for an everyday customer: fees and interest, $2,000 kept.

SmartBank · Checking account

SmartBank SmartPlus Interest Checking

−$60 a year for an everyday customer. Monthly fee not stated. $50 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$60
Monthly fee
Not stated
To open

Against the market

How it ranks

#671of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Bill pay
  • Debit card
  • Interest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Minimum to open
$50smartbank.com, checked Nov 8, 2026
Overdraft fee
$35smartbank.com, checked Nov 8, 2026
Returned item (NSF) fee
$35smartbank.com, checked Nov 8, 2026
ATM fees refunded, up to
$10 a monthsmartbank.com, checked Nov 8, 2026
Paper statements
$5 a monthsmartbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money · Not stated: 2 items counted at typical fees

See it on smartbank.com

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