RateHerald

APY

0.70%

As of Nov 8, 2026. Rates are variable.

Southside Bank · Checking account

Southside Relationship Checking

−$180 a year for an everyday customer. $15 a month. $50 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$180
APY
Monthly fee
To open

Against the market

How it ranks

#903of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Bill pay
  • Check writing
  • Debit card
  • Free checks
  • Interest bearing
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $7,499
0.00%
$7,500 to $19,999
0.20%
$20,000 to $49,999
0.30%
$50,000 to $99,999
0.40%
$100,000 to $499,999
0.55%
$500,000 and up
0.70%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Fees

Monthly fee
$15 a monthsouthside.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • $15 or $0 if you maintain an average daily checking balance of $7,500 per statement cycle
  • or a combined relationship of $50,000
southside.com, checked Nov 8, 2026
Minimum to open
$50southside.com, checked Nov 8, 2026
Overdraft fee
$30southside.com, checked Nov 8, 2026
ATM network
Allpoint® and 7-Eleven® networksouthside.com, checked Nov 8, 2026
ATMs in the network
60,000southside.com, checked Nov 8, 2026
ATM fees refunded, up to
$10 a monthsouthside.com, checked Nov 8, 2026
Paper statements
$3 a monthsouthside.com, checked Nov 8, 2026
Inactivity fee
$5southside.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on southside.com

We don’t earn anything from this link.