APY

5.00%

As of Nov 8, 2026. Rates are variable.

Stock Yards Bank & Trust Company · Checking account

Stock Yards Bank & Extreme Checking

$2 a year for an everyday customer. $5 a month. $50 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$2
APY
Monthly fee
To open

Against the market

How it ranks

#26of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Bill pay
  • Branch access
  • Check writing
  • Debit card
  • Interest bearing
  • No minimum balance
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0.01 to $10,000
5.00%
$10,000.01 and up
0.10%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$0syb.com, checked Nov 8, 2026
To earn the APY
10 debit card purchases with a $5 minimum purchase must post and clear your account
  • One direct deposit or ACH (automated clearing house) must post and clear your account
  • Enroll and receive your bank statement electronically (eStatements; online banking required)
syb.com, checked Nov 8, 2026
APY when those aren’t met
0.10%syb.com, checked Nov 8, 2026
APY paid on balances up to
$10,000syb.com, checked Nov 8, 2026

Fees

Monthly fee
$5 a monthsyb.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Enroll in eStatements (online banking required)syb.com, checked Nov 8, 2026
Minimum to open
$50syb.com, checked Nov 8, 2026
Overdraft fee
$36syb.com, checked Nov 8, 2026
Returned item (NSF) fee
$36syb.com, checked Nov 8, 2026
Out-of-network ATM fee
Nonesyb.com, checked Nov 8, 2026
ATM fees refunded, up to
$25 a monthsyb.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on syb.com

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