RateHerald

Monthly fee

$10

−$120 a year for an everyday customer: fees and interest, $2,000 kept.

The Central Trust Bank · Checking account

The Central Trust Preferred Interest

−$120 a year for an everyday customer. $10 a month. $50 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$120
Monthly fee
To open

Against the market

How it ranks

#841of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Bill pay
  • Branch access
  • Budgeting tools
  • Card lock
  • Custom card design
  • Debit card
  • Early direct deposit
  • Interest bearing
  • Mobile check deposit
  • Mobile wallet
  • Spending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$10 a monthcentralbank.net, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • Maintain a minimum daily balance of $5,000.00 for the monthly statement cycle
  • Maintain $25,000 average daily balance or greater in all deposit accounts with the same primary account holder (Checking, Savings, Money Market, or Certificate of Deposit) for the statement cycle
centralbank.net, checked Nov 8, 2026
Minimum to open
$50centralbank.net, checked Nov 8, 2026
ATM network
39,000+ MoneyPass® locationscentralbank.net, checked Nov 8, 2026
ATMs in the network
39,000centralbank.net, checked Nov 8, 2026
ATM fees refunded, up to
$25 a monthcentralbank.net, checked Nov 8, 2026
Paper statements
$3 a monthcentralbank.net, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on centralbank.net

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