Monthly fee
$20
−$240 a year for an everyday customer: fees and interest, $2,000 kept.
The Central Trust Bank · Checking account
The Central Trust World
−$240 a year for an everyday customer. $20 a month. $50 to open.
- A year, everyday customer
- −$240
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · centralbank.net
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · centralbank.net
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#970of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Bill pay
- Budgeting tools
- Interest bearing
- Spending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $20 a monthcentralbank.net, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Maintain an average daily balance of $15,000.00 each monthly statement cycle
- Maintain an average daily balance of $250,000.00 or greater in all deposit accounts with the same primary account holder (Checking, Savings, Money Market, or Certificate of Deposit) for the statement cycle
- Maintain a balance of $250,000.00 in a Central Investment Advisors Brokerage Account
- Be a Central Trust Company client
- Minimum to open
- $50centralbank.net, checked Nov 8, 2026
- ATM fees refunded, up to
- $25 a monthcentralbank.net, checked Nov 8, 2026
- Outgoing domestic wire
- Nonecentralbank.net, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 3 items counted at typical fees