Monthly fee

$25

−$300 a year for an everyday customer: fees and interest, $2,000 kept.

The Park National Bank · Checking account

The Park VIP All-Access Checking

−$300 a year for an everyday customer. $25 a month. $100 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$300
Monthly fee
To open

Against the market

How it ranks

#1016of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Check writing
  • Debit card
  • Free checks
  • Interest bearing
  • Online opening
  • Overdraft protection transfer
  • Spending alerts
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$2,500parknationalbank.com, checked Nov 8, 2026
To earn the APY
You must maintain a minimum balance of $2,500 or more in this account each day to earn interest.parknationalbank.com, checked Nov 8, 2026

Fees

Monthly fee
$25 a monthopenaccount.parknationalbank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • Monthly service charge is waived for the first two statement cycles to allow for funds to be deposited.
  • the monthly service charge will be waived if you maintain a monthly average available balance of $25,000 or more during the previous calendar month across all of the primary owner’s open deposit accounts with Park
parknationalbank.com, checked Nov 8, 2026
Minimum to open
$100parknationalbank.com, checked Nov 8, 2026
ATM network
All-access pass to any ATMparknationalbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees

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