RateHerald

APY

0.05%

As of Nov 8, 2026. Rates are variable.

The Washington Trust Company, of Westerly · Checking account

The Washington Freedom Plus ® Relationship Checking

−$180 a year for an everyday customer. $15 a month. $25 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$180
APY
Monthly fee
To open

Against the market

How it ranks

#905of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Debit card
  • Free checks
  • Interest bearing
  • Mobile wallet
  • Online opening
  • Savings round ups

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $1,499
0.00%
$1,500 and up
0.05%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$1,500washtrust.com, checked Nov 8, 2026
To earn the APY
Two direct deposits from payroll, social security, pension, or other government benefits are required within 90 calendar days of the account opening datewashtrust.com, checked Nov 8, 2026

Fees

Monthly fee
$15 a monthwashtrust.com, checked Nov 8, 2026
Ways to avoid the monthly fee
$5,000 or more aggregate average collected balance in any Washington Trust deposit account and/or outstanding principal balance of any combination of Washington Trust consumer loans and mortgages on the last day of the statement period required to avoid monthly service charge of $15.00.washtrust.com, checked Nov 8, 2026
Minimum to open
$25washtrust.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on washtrust.com

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