Monthly fee
$0
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Tinker · Checking account
Tinker Everyday Spending
$0 a year for an everyday customer. No monthly fee. $10 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · tinkerfcu.org
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · tinkerfcu.org
The source states this figure; we have no exact sentence on file yet.
Features
- Bill pay
- Branch access
- Custom card design
- Debit card
- Minor accounts
- Mobile check deposit
- Mobile wallet
- No minimum balance
- No overdraft fees
- Overdraft protection transfer
- Spending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- Nonetinkerfcu.org, checked Nov 8, 2026
- Minimum to open
- $10tinkerfcu.org, checked Nov 8, 2026
- Overdraft fee
- Nonetinkerfcu.org, checked Nov 8, 2026
- Out-of-network ATM fee
- Nonetinkerfcu.org, checked Nov 8, 2026
Who can open it
- Availability
- TFCU membership is required, which involves opening an initial Share (Savings) account with a $5 deposit.tinkerfcu.org, checked Nov 8, 2026
- Membership
- Membership required:
- community and organizational connections
- household and family eligibility
- TFCU Partners
- the empowerment zone
- Minimum age
- 8tinkerfcu.org, checked Nov 8, 2026
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees