Monthly fee

Not stated

−$60 a year for an everyday customer: fees and interest, $2,000 kept.

Tinker · Checking account

Tinker Spending account for kids, teens and parents

−$60 a year for an everyday customer. Monthly fee not stated. $10 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$60
Monthly fee
Not stated
To open

Features

  • Debit card
  • No overdraft fees

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Minimum to open
$10tinkerfcu.org, checked Nov 8, 2026
Overdraft fee
Nonetinkerfcu.org, checked Nov 8, 2026

Who can open it

Availability
TFCU membership is required, which involves opening an initial Share (Savings) account with a $5 deposit.tinkerfcu.org, checked Nov 8, 2026
Membership
Membership required:
  • community and organizational connections
  • household and family eligibility
  • TFCU Partners
  • the empowerment zone
tinkerfcu.org, checked Nov 8, 2026
Minimum age
8tinkerfcu.org, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money · Not stated: 2 items counted at typical fees

See it on tinkerfcu.org

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