Monthly fee

$5

$0 a year for an everyday customer: fees and interest, $2,000 kept.

Tri Counties Bank · Checking account

Tri Counties Trico Essential Checking

$0 a year for an everyday customer. $5 a month. $25 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
Monthly fee
To open

Against the market

How it ranks

#75of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Automatic savings
  • Bill pay
  • Branch access
  • Budgeting tools
  • Check writing
  • Debit card
  • Free checks
  • ITIN accepted
  • Joint accounts
  • Mobile check deposit
  • Mobile wallet
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$5 a monthtcbk.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • Maintain a $500.00 minimum daily balance
  • Direct Deposit(s) totaling $750.00 or more
  • Mobile Deposit(s) totaling $750.00 or more
  • At least fifteen (15) qualifying point-of-sale (POS) transactions using a debit card linked to your account
tcbk.com, checked Nov 8, 2026
Minimum to open
$25tcbk.com, checked Nov 8, 2026
ATM network
approximately 40,000 surcharge-free nationwide ATMstcbk.com, checked Nov 8, 2026
ATMs in the network
40,000tcbk.com, checked Nov 8, 2026
Paper statements
$5 a monthtcbk.com, checked Nov 8, 2026

Who can open it

Minimum age
18tcbk.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on tcbk.com

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