Monthly fee
$0
$0 a year for an everyday customer: fees and interest, $2,000 kept.
U.S. Bank · Checking account
U.S. Young adult & student checking
$0 a year for an everyday customer. No monthly fee. $25 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer's page · usbank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer's page · usbank.com
The source states this figure; we have no exact sentence on file yet.
Features
- Bill pay
- Budgeting tools
- Debit card
- Mobile check deposit
- Online opening
- Spending alerts
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- Noneusbank.com, checked Nov 1, 2026
- Ways to avoid the monthly fee
- $12 fee is waived for ages 18 to 24usbank.com, checked Nov 1, 2026
- Minimum to open
- $25usbank.com, checked Nov 1, 2026
- ATM network
- Over 4,000 no-fee ATMsusbank.com, checked Nov 1, 2026
- ATMs in the network
- 4,000usbank.com, checked Nov 1, 2026
Who can open it
- Where
- Anywhere in the USusbank.com, checked Nov 1, 2026
- Minimum age
- 18usbank.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees