Monthly fee
$5
−$60 a year for an everyday customer: fees and interest, $2,000 kept.
UMB Bank · Checking account
UMB Check-Free Banking
−$60 a year for an everyday customer. $5 a month. $10 to open.
- A year, everyday customer
- −$60
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · umb.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · umb.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#556of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Card lock
- Debit card
- No overdraft fees
- Online opening
- Overdraft line of credit
- Overdraft protection transfer
- Spending alerts
- Support 24/7
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
Who can open it
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees