RateHerald

APY

4.00%

As of Nov 8, 2026. Rates are variable.

United Fidelity Bank, fsb · Checking account

United Fidelity Elevate Checking

$0 a year for an everyday customer. $5 a month. $25 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
APY
Monthly fee
To open

Against the market

How it ranks

#419of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Debit card
  • Interest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

To earn the APY
6+ debit card purchases per month
  • Use online or mobile banking
  • Receive eStatements
  • Have monthly direct deposits of at least $500
  • Maintain minimum daily balance of $1,000 in a United Fidelity Bank personal savings or money market account
unitedfidelity.com, checked Nov 8, 2026
APY when those aren’t met
0.00%unitedfidelity.com, checked Nov 8, 2026
APY paid on balances up to
$30,000unitedfidelity.com, checked Nov 8, 2026

Fees

Monthly fee
$5 a monthunitedfidelity.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Maintain a balance of $500 or more; monthly service fee of $5 if balance drops below $500 any day during the statement cycleunitedfidelity.com, checked Nov 8, 2026
Minimum to open
$25unitedfidelity.com, checked Nov 8, 2026
ATM network
more than 100,000 surcharge-free ATMs nationwideunitedfidelity.com, checked Nov 8, 2026
ATMs in the network
100,000unitedfidelity.com, checked Nov 8, 2026
Paper statements
$5 a monthunitedfidelity.com, checked Nov 8, 2026

Who can open it

Where
Near its branchesunitedfidelity.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees

See it on unitedfidelity.com

We don’t earn anything from this link.