Monthly fee

$10

−$120 a year for an everyday customer: fees and interest, $2,000 kept.

University Of Wisconsin · Checking account

University Of Wisconsin Encore Account

−$120 a year for an everyday customer. $10 a month. No minimum to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$120
Monthly fee
To open

Against the market

How it ranks

#872of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • No minimum balance
  • No overdraft fees

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$10 a monthuwcu.org, checked Nov 8, 2026
Ways to avoid the monthly fee
with Direct or Mobile Deposituwcu.org, checked Nov 8, 2026
Minimum to open
Noneuwcu.org, checked Nov 8, 2026
Overdraft fee
Noneuwcu.org, checked Nov 8, 2026
Returned item (NSF) fee
Noneuwcu.org, checked Nov 8, 2026
ATM network
UW Credit Union’s networkuwcu.org, checked Nov 8, 2026
Out-of-network ATM fee
Noneuwcu.org, checked Nov 8, 2026
Incoming domestic wire
$15uwcu.org, checked Nov 8, 2026
Outgoing domestic wire
$20uwcu.org, checked Nov 8, 2026
Paper statements
$2 a monthuwcu.org, checked Nov 8, 2026
Stop payment
Noneuwcu.org, checked Nov 8, 2026

Who can open it

Membership
Membership required:
  • If you live, work or go to school within 5 miles of a branch location
  • Are a Wisconsin resident who has attended an accredited higher education institution anywhere
uwcu.org, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees

See it on uwcu.org

We don’t earn anything from this link.