Monthly fee
$10
−$120 a year for an everyday customer: fees and interest, $2,000 kept.
University Of Wisconsin · Checking account
University Of Wisconsin Encore Account
−$120 a year for an everyday customer. $10 a month. No minimum to open.
- A year, everyday customer
- −$120
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · uwcu.org
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer document · uwcu.org · PDF
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#872of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- No minimum balance
- No overdraft fees
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $10 a monthuwcu.org, checked Nov 8, 2026
- Ways to avoid the monthly fee
- with Direct or Mobile Deposituwcu.org, checked Nov 8, 2026
- Minimum to open
- Noneuwcu.org, checked Nov 8, 2026
- Overdraft fee
- Noneuwcu.org, checked Nov 8, 2026
- Returned item (NSF) fee
- Noneuwcu.org, checked Nov 8, 2026
- ATM network
- UW Credit Union’s networkuwcu.org, checked Nov 8, 2026
- Out-of-network ATM fee
- Noneuwcu.org, checked Nov 8, 2026
- Incoming domestic wire
- $15uwcu.org, checked Nov 8, 2026
- Outgoing domestic wire
- $20uwcu.org, checked Nov 8, 2026
- Paper statements
- $2 a monthuwcu.org, checked Nov 8, 2026
- Stop payment
- Noneuwcu.org, checked Nov 8, 2026
Who can open it
- Membership
- Membership required:
- If you live, work or go to school within 5 miles of a branch location
- Are a Wisconsin resident who has attended an accredited higher education institution anywhere
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees