Monthly fee
$0
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Veridian · Checking account
Veridian Premium Checking
$0 a year for an everyday customer. No monthly fee.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · veridiancu.org
The source states this figure; we have no exact sentence on file yet.
- To open
- Not stated
Against the market
How it ranks
#451of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Card lock
- Check writing
- Contactless card
- Custom card design
- Debit card
- Early direct deposit
- Free external transfers
- Instant digital card
- Interest bearing
- Mobile check deposit
- Mobile wallet
- No minimum balance
- Online opening
- Overdraft protection transfer
- Spending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- To earn the APY
- Requires enrollment in Digital Statements and Notices
- receive at least one direct deposit of $250 or more (net income)
- make at least 15 card purchases averaging $10 each (Premium Checking requires 15 debit card purchases, averaging $10 each)
- APY when those aren’t met
- 0.01%veridiancu.org, checked Nov 8, 2026
- Interest compounds
- Dividends on savings and checking are compounded monthlyveridiancu.org, checked Nov 8, 2026
Fees
- Monthly fee
- Noneveridiancu.org, checked Nov 8, 2026
- Overdraft transfer fee
- Noneveridiancu.org, checked Nov 8, 2026
- ATM network
- Privileged Status ATMs or MoneyPass ATMsveridiancu.org, checked Nov 8, 2026
Who can open it
- Membership
- Membership required:
- Location eligibility: You live or work within Veridian's geographic field of membership.
- Habitat for Humanity eligibility: You make a minimum $5 donation to Habitat for Humanity of Iowa. The donation must be made through Veridian's membership application. ($5)
- Minimum age
- 18veridiancu.org, checked Nov 8, 2026
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees