RateHerald

APY

0.25%

As of Nov 8, 2026. Rates are variable.

Virginia · Checking account

Virginia Enhanced Benefit Checking

−$60 a year for an everyday customer. Monthly fee not stated. $20 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$60
APY
Monthly fee
Not stated
To open

Against the market

How it ranks

#664of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Bill pay
  • Check writing
  • Contactless card
  • Debit card
  • Free checks
  • Interest bearing
  • Mobile check deposit
  • Mobile wallet
  • Overdraft protection transfer
  • Support 24/7

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$5,000vacu.org, checked Nov 8, 2026
To earn the APY
With a minimum $5,000 monthly balancevacu.org, checked Nov 8, 2026

Fees

Ways to avoid the monthly fee
No monthly fee with minimum average monthly combined balance of $25,000 or morevacu.org, checked Nov 8, 2026
Minimum to open
$20vacu.org, checked Nov 8, 2026
Overdraft transfer fee
Nonevacu.org, checked Nov 8, 2026
Incoming domestic wire
Nonevacu.org, checked Nov 8, 2026
Outgoing domestic wire
Nonevacu.org, checked Nov 8, 2026
Cashier’s check
Nonevacu.org, checked Nov 8, 2026

Who can open it

Membership
Open to anyone who qualifies through one of these:
  • Employees and retirees of any Commonwealth of Virginia state agency or department, or any county, city, town, or other political subdivision in Virginia.
  • Individuals who live, work, worship, volunteer, or attend school within the boundaries of the listed Virginia cities, towns, and counties.
  • Employees, retirees, or full-time/part-time students currently enrolled at any Virginia state-funded college or university, Virginia Union University, Randolph-Macon College, Liberty University, or the University of Richmond.
  • Immediate family and household members, regardless of where they live, including parents, spouses, children, siblings, grandparents, and grandchildren.
vacu.org, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money · Not stated: 2 items counted at typical fees

See it on vacu.org

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