APY
3.30%
As of Nov 8, 2026. Rates are variable.
Washington Trust Bank · Checking account
Washington Trust HIGH YIELD CHECKING
$66 a year for an everyday customer. $12.5 a month. $50 to open.
- A year, everyday customer
- $66
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · watrust.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · watrust.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · watrust.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#3of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Branch access
- Budgeting tools
- Debit card
- Interest bearing
- Mobile check deposit
- Mobile wallet
- Online opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $1watrust.com, checked Nov 8, 2026
- To earn the APY
- Certain interest tiers or APY qualifications may depend on the average daily balance maintained in the account.watrust.com, checked Nov 8, 2026
- APY paid on balances up to
- $10,000watrust.com, checked Nov 8, 2026
- Interest compounds
- Interest is posted monthly.watrust.com, checked Nov 8, 2026
Fees
- Monthly fee
- $12.50 a monthwatrust.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- $1,000 minimum ledger balancewatrust.com, checked Nov 8, 2026
- Minimum to open
- $50watrust.com, checked Nov 8, 2026
- Overdraft fee
- $15watrust.com, checked Nov 8, 2026
- Returned item (NSF) fee
- $15watrust.com, checked Nov 8, 2026
- ATM network
- WTB and MoneyPass ATMswatrust.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $2.50watrust.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money