Our illustration, not the card’s design

American Express credit card

American Express Business Gold Card

$375 a year.

Checked Nov 1, 2026Updated

Annual fee
Foreign transactions

Select an underlined figure to see where it comes from.

In dollars

What it’s worth

This card’s rewards are on the issuer’s page; we haven’t confirmed them for this page yet, so we can’t put a dollar value on it. Its fees and rates are below.

Benefits

  • Grubhub, Office Supply Stores and UPS.com statement credit: $20 monthly
  • ChatGPT Business statement credit: $300 annual
  • Squarespace statement credit: $150 annual
  • Walmart+ membership statement credit: $12.95 monthly
  • No foreign transaction fees on purchases made outside the United States
All 14 benefits
  • The Hotel Collection: average total value of $150 at over 1,400 hotels when booked through AmexTravel.com or the Amex Travel App; includes $100 credit toward eligible charges (food and beverage, spa, or other on-property charges, varies by property) and room upgrade upon arrival when available; requires a minimum two-night stay
  • Global Assist Hotline: 24/7 emergency assistance and coordination services (medical and legal referrals, emergency cash wires, missing luggage assistance) when traveling more than 100 miles from home
  • Cell phone: $800 per claim
  • Purchase protection: $1,000 per Covered Purchase; up to $50,000 per Card Member account per calendar year
  • Extended warranty
  • Baggage: $1,250 for carry-on baggage; $500 for checked baggage
  • Rental car
  • Trip delay: $300 per trip
  • Emergency assistance

Every figure with its receipt

Rates and fees

Rates and fees for the Business Gold Card, each with its source
Annual fee
Foreign transactions

Before you apply

  1. What the application asks: your name, address, date of birth, Social Security number (or ITIN), income and housing payment. By law the issuer must consider your ability to pay (Regulation Z, 1026.51).
  2. Your credit report: applying usually means a hard inquiry, which can lower your score slightly for a while. Some issuers let you check whether you’re pre-approved first without one. How credit reports work (CFPB)

Questions

What is the annual fee?
$375 · americanexpress.com, since Nov 1, 2026
Does it charge a foreign transaction fee?
No. · americanexpress.com, since Nov 1, 2026
See it on americanexpress.com

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