Our illustration in the card’s colours, not its design
Capital One credit card
Bass Pro Shops CLUB Credit Card
- Bonus up · 60 to 75 · Nov 1, 2026
No annual fee. 75 CLUB Points welcome bonus.
Checked Nov 1, 2026Updated
- Welcome offer
- Receipt · Welcome offerChecked Nov 1, 2026
Issuer's page · capitalone.com
“Earn up to $75 in CLUB Points for FREE GEAR!”
- Annual fee
- Receipt · Annual feeChecked Nov 1, 2026
Issuer's page · capitalone.com
The source states this figure; we have no exact sentence on file yet.
- Foreign transactions
- Receipt · Foreign transactionsChecked Nov 1, 2026
Issuer's page · capitalone.com
The source states this figure; we have no exact sentence on file yet.
- Credit asked
- Good-Excellent
Select an underlined figure to see where it comes from.
Capital One’s terms
Welcome offer
75 Points
$25 upon approval, $25 after 5 purchases anywhere Mastercard is accepted within 30 days of account approval, and another $25 after 5 more purchases in the same timeframe
Earn up to $75 in CLUB Points. Receive $25 upon approval; earn $25 after 5 purchases and another $25 after 5 more purchases anywhere Mastercard is accepted within 30 days of account approval. One-time bonus.
- The highest we’ve seen on this card: above every earlier offer (most recently 60 CLUB Points until 2026-11-01).
Who can get it: If you’ve had this bonus in the last 48 months (4 years), you can’t get it again yet.
“Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.”
The issuer’s terms, from its page, as of Oct 7, 2026. Check which bonuses you can get
In dollars
What it’s worth
Yearly value in dollars: rewards and credits minus the annual fee, for three ways of spending. First year includes any welcome bonus.
| Spending | Value against the fee | First year | After |
|---|---|---|---|
| Light spender | $0 | $0 | |
| Typical spender | $0 | $0 | |
| Heavy spender | $0 | $0 |
The spending each assumes, and what isn’t counted
- Light spender: groceries $300, dining $100, gas $100, everything else $500 a month
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250 a month
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500 a month
Assumed: points valued at an assumed 1¢.
Not counted: whether rewards can be spent beyond Bass Pro Shops CLUB (not stated).
$0a year
The same in the first year and after.
The spending this assumes
A month: groceries $300, dining $100, gas $100, everything else $500. Assumed: points valued at an assumed 1¢.
$0a year
The same in the first year and after.
The spending this assumes
A month: groceries $600, dining $300, gas $200, travel $150, everything else $1,250. Assumed: points valued at an assumed 1¢.
$0a year
The same in the first year and after.
The spending this assumes
A month: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500. Assumed: points valued at an assumed 1¢.
Use your own spending
Estimates from the published terms above, as checked Nov 1, 2026; not advice. How we value cards
Against the market
How it compares
- No annual fee, like about 85% of the 711 cards we track.
Other points cards with no annual fee
- Kirtland FCU VISA PLATINUM REWARDSKirtland Federal Credit Union · No annual fee+$755 a year
- CareCredit MastercardSynchrony · No annual fee+$710 a year
- Advanced Financial FCU Everyday Rewards VisaAdvanced Financial Federal Credit Union · No annual fee+$695 a year
Against this card, for our typical spender’s value (rewards and credits minus fees, after the first year).
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
Bass Pro Shops CLUB
How you earn
- 2%
- Purchases at Bass Pro Shops and Cabela's (Classic tier, $0 annual spend requirement; Silver tier at 3% with $10,000 annual spend requirement; Black tier at 5% with $25,000 annual spend requirement)
Cash back, as a share of each purchase. “What it’s worth” values a point at an assumed 1¢.
Benefits
- CLUB Silver status: 3% back in CLUB Points at Bass Pro Shops and Cabela’s after $10,000 annual spend.
- CLUB Black status: 5% back in CLUB Points at Bass Pro Shops and Cabela’s after $25,000 annual spend.
- CLUB Members may receive access to in-store events, extra point offerings and discounts, exclusive CLUB Member pricing, giveaways, and world-class hunting and fishing experiences.
- CLUB Points can be redeemed for merchandise at Bass Pro Shops and Cabela’s, including boats and ATVs.
- CLUB Members receive a 5% price-match beat at Bass Pro Shops and Cabela’s on qualifying local-retailer or website prices.
All 8 benefits
- No foreign transaction fees.
- Card management, virtual card access, balance checking, card lock, autopay, and rewards tracking are available through the Capital One Mobile app.
- Price protection
Changes
- Nov 1, 2026 Bonus 60 to 75
Only changes that held for at least three days on both sides count; one-day blips in a reading don’t.
Every figure with its receipt
Rates and fees
| Annual fee | Receipt · Annual feeChecked Nov 1, 2026 Issuer's page · capitalone.com The source states this figure; we have no exact sentence on file yet. |
|---|---|
| Foreign transactions | Receipt · Foreign transactionsChecked Nov 1, 2026 Issuer's page · capitalone.com The source states this figure; we have no exact sentence on file yet. |
Before you apply
- Credit the issuer asks for: Good-Excellent (issuer’s page).
- What the application asks: your name, address, date of birth, Social Security number (or ITIN), income and housing payment. By law the issuer must consider your ability to pay (Regulation Z, 1026.51).
- Your credit report: applying usually means a hard inquiry, which can lower your score slightly for a while. Some issuers let you check whether you’re pre-approved first without one. How credit reports work (CFPB)
- The bonus: If you’ve had this bonus in the last 48 months (4 years), you can’t get it again yet.
Questions
- What is the annual fee?
- No annual fee · capitalone.com, since Oct 11, 2026
- Does it charge a foreign transaction fee?
- Yes: Never charged foreign transaction fees. · capitalone.com, since Nov 1, 2026
- Is there a welcome bonus?
- 75 CLUB Points after $25 in purchases. · capitalone.com, since Nov 1, 2026
- What credit do you need?
- Good-Excellent · capitalone.com, since Sep 29, 2026