Our illustration in the card’s colours, not its design
Citi credit card
Costco Anywhere Visa® Business Card by Citi
Purchase APR 18.99–26.99%, variable. No foreign transaction fees.
Checked Nov 1, 2026Updated
- Annual fee
- Receipt · Annual feeChecked Nov 1, 2026
Issuer's page · online.citi.com
The source states this figure; we have no exact sentence on file yet.
- Purchase APR · variable
- Receipt · Purchase APRChecked Nov 1, 2026
Issuer's page · citi.com
The source states this figure; we have no exact sentence on file yet.
- Foreign transactions
- Receipt · Foreign transactionsChecked Nov 1, 2026
Issuer's page · citi.com
“No foreign transaction fees 1”
Select an underlined figure to see where it comes from.
In dollars
What it’s worth
This card’s rewards are on the issuer’s page; we haven’t confirmed them for this page yet, so we can’t put a dollar value on it. Its fees and rates are below.
Against the market
How it compares
- Lower top APR than about 40% of the 651 cards we track.
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
Benefits
- No foreign transaction fees.
- The card doubles as the Costco membership card.
- Global acceptance wherever Visa is accepted.
- Citi Entertainment provides eligible Citi cardmembers special access to purchase tickets, including presale tickets and exclusive experiences.
- Free access to a FICO Score.
All 13 benefits
- 24/7 travel and emergency assistance; referrals or assistance are provided at no cost, but the cardmember pays for services used.
- Roadside assistance dispatch service is available in the United States, Puerto Rico, and the U.S. Virgin Islands; the cardmember is responsible for service costs.
- Citi Quick Lock can block new charges while allowing recurring transactions to continue.
- No Authorized User fee.
- Purchase protection: Within 120 days of purchase or delivery of the item; 90 days for New York residents
- Rental car
- Travel accident
- Emergency assistance
Every figure with its receipt
Rates and fees
| Annual fee | Receipt · Annual feeChecked Nov 1, 2026 Issuer's page · online.citi.com The source states this figure; we have no exact sentence on file yet. |
|---|---|
| Purchase APR | Receipt · Purchase APRChecked Nov 1, 2026 Issuer's page · citi.com The source states this figure; we have no exact sentence on file yet. |
| Cash advance APR | Receipt · Cash advance APRChecked Nov 1, 2026 Issuer's page · citi.com The source states this figure; we have no exact sentence on file yet. |
| Cash advance fee | Receipt · Cash advance feeChecked Nov 1, 2026 Issuer's page · online.citi.com “Either $10 or 5% of the amount of each cash advance, whichever is greater.” |
| Penalty APR | Receipt · Penalty APRChecked Nov 1, 2026 Issuer's page · citi.com The source states this figure; we have no exact sentence on file yet. |
| Late payment | Receipt · Late paymentChecked Nov 1, 2026 Issuer's page · online.citi.com The source states this figure; we have no exact sentence on file yet. |
| Returned payment | Receipt · Returned paymentChecked Nov 1, 2026 Issuer's page · online.citi.com The source states this figure; we have no exact sentence on file yet. |
| Foreign transactions | Receipt · Foreign transactionsChecked Nov 1, 2026 Issuer's page · citi.com “No foreign transaction fees 1” |
| Grace period | Receipt · Grace periodChecked Nov 1, 2026 Issuer's page · online.citi.com “Your due date is at least 23 days after the close of each billing cycle.” |
| Minimum interest charge | Receipt · Minimum interest chargeChecked Nov 1, 2026 Issuer's page · online.citi.com “If you are charged interest, the charge will be no less than 50 cents.” |
Before you apply
- What the application asks: your name, address, date of birth, Social Security number (or ITIN), income and housing payment. By law the issuer must consider your ability to pay (Regulation Z, 1026.51).
- Your credit report: applying usually means a hard inquiry, which can lower your score slightly for a while. Some issuers let you check whether you’re pre-approved first without one. How credit reports work (CFPB)
Questions
- What is the annual fee?
- No annual fee for this credit card with your paid Costco Membership. · online.citi.com, since Oct 8, 2026
- Does it charge a foreign transaction fee?
- No. · citi.com, since Sep 29, 2026
- What is the purchase APR?
- 18.99–26.99% APR · online.citi.com, since Sep 29, 2026