Our illustration in the card’s colours, not its design
American Express credit card
Delta SkyMiles® Platinum Business Card
$350 a year.
Checked Nov 1, 2026Updated
- Annual fee
- Receipt · Annual feeChecked Nov 1, 2026
Issuer's page · americanexpress.com
“The Delta SkyMiles® Platinum Business Card has a $350 annual fee. ¤”
Select an underlined figure to see where it comes from.
In dollars
What it’s worth
Yearly value in dollars: rewards and credits minus the annual fee, for three ways of spending. First year includes any welcome bonus.
| Spending | Value against the fee | First year | After |
|---|---|---|---|
| Light spender | −$350 | −$350 | |
| Typical spender | −$350 | −$350 | |
| Heavy spender | −$135 | −$135 |
The spending each assumes, and what isn’t counted
- Light spender: groceries $300, dining $100, gas $100, everything else $500 a month
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250 a month
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500 a month
Assumed: points valued at an assumed 1¢.
−$350a year
The same in the first year and after.
Rewards and credits$0
−$350 after the fee−$350 annual fee
The spending this assumes
A month: groceries $300, dining $100, gas $100, everything else $500. Assumed: points valued at an assumed 1¢.
−$350a year
The same in the first year and after.
Rewards and credits$0
−$350 after the fee−$350 annual fee
The spending this assumes
A month: groceries $600, dining $300, gas $200, travel $150, everything else $1,250. Assumed: points valued at an assumed 1¢.
−$135a year
The same in the first year and after.
Rewards and credits$215
−$135 after the fee−$350 annual fee
The spending this assumes
A month: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500. Assumed: points valued at an assumed 1¢.
Use your own spending
Estimates from the published terms above, as checked Nov 1, 2026; not advice. How we value cards
Against the market
How it compares
Other miles cards with fees over $300
- Capital One Venture X BusinessCapital One · $395 a year+$610 a year
- Capital One Venture X RewardsCapital One · $395 a year+$555 a year
- Delta SkyMiles PlatinumAmerican Express · $350 a year+$410 a year
Against this card, for our typical spender’s value (rewards and credits minus fees, after the first year).
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
Delta SkyMiles
How you earn
- 3×
- eligible purchases made directly with Deltaeligible hotels
Miles per dollar. “What it’s worth” values a mile at an assumed 1¢.
Benefits
- Resy Credit (up to $120 annually): $10 monthly
- Annual Companion Certificate: after renewal, a round-trip Delta Main cabin ticket to select destinations when an eligible ticket is purchased; requires government-imposed taxes and fees of between $22 and $250 (itineraries with up to four flight segments); baggage charges and other restrictions apply; not available on Delta Basic experiences.
- MQD Headstart: $2,500 in Medallion Qualification Dollars each Medallion Qualification Year.
- Global Assist Hotline: 24/7 emergency assistance and coordination services (medical and legal referrals, emergency cash wires, missing luggage assistance) when traveling more than 100 miles from home; Card Members pay third-party provider costs.
- Trip delay: Up to $300 per trip, maximum 2 claims per Eligible Card per 12 consecutive month period
All 9 benefits
- Baggage: Up to $1,250 for carry-on baggage and up to $500 for checked baggage; for New York State residents, a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip
- Purchase protection: Up to $1,000 per Covered Purchase, up to $50,000 per Card Member account per calendar year
- Extended warranty: Up to one additional year for warranties of 5 years or less
- Emergency assistance
Every figure with its receipt
Rates and fees
| Annual fee | Receipt · Annual feeChecked Nov 1, 2026 Issuer's page · americanexpress.com “The Delta SkyMiles® Platinum Business Card has a $350 annual fee. ¤” |
|---|
Before you apply
- What the application asks: your name, address, date of birth, Social Security number (or ITIN), income and housing payment. By law the issuer must consider your ability to pay (Regulation Z, 1026.51).
- Your credit report: applying usually means a hard inquiry, which can lower your score slightly for a while. Some issuers let you check whether you’re pre-approved first without one. How credit reports work (CFPB)
Questions
- What is the annual fee?
- $350 · americanexpress.com, since Nov 1, 2026