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Chase credit card

Disney Premier Card from Chase

$49 a year. $300 Disney Gift Card eGift and statement credit after you spend $500 in 3 months. Purchase APR 18.49–27.99%, variable.

Checked Nov 1, 2026Updated

Welcome offer
Annual fee
Purchase APR · variable
Foreign transactions

Select an underlined figure to see where it comes from.

Chase’s terms

Welcome offer

300 credit

After you spend $500 on purchases in your first 3 months.

Spending it takes
$167 a month
for 3 months
Tracking since
Sep 29, 2026
history will chart every change

The $200 Disney Gift Card eGift is sent by email within hours after approval. The $100 statement credit may take up to 8 weeks after qualification. Offer is unavailable to current cardmembers and previous cardmembers who received a new cardmember bonus for this card within the last 24 months.

Who can get it: If you’ve had this bonus in the last 24 months (2 years), you can’t get it again yet.

“This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months.”

The issuer’s terms, from its page, as of Oct 12, 2026. Check which bonuses you can get

In dollars

What it’s worth

Yearly value in dollars: rewards and credits minus the annual fee, for three ways of spending. First year includes any welcome bonus.

SpendingValue against the feeFirst yearAfter
Light spender$135$130
Typical spender$385$385
Heavy spender$830$825
The spending each assumes, and what isn’t counted
  • Light spender: groceries $300, dining $100, gas $100, everything else $500 a month
  • Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250 a month
  • Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500 a month

Assumed: not counted: 2x Card purchases at most Disney U.S. locations (Disney Locations in the U.S.).

$130a year

$135 the first year, with the welcome bonus.

Rewards and credits$180

You keep $130−$50 annual fee

The spending this assumes

A month: groceries $300, dining $100, gas $100, everything else $500. Assumed: not counted: 2x Card purchases at most Disney U.S. locations (Disney Locations in the U.S.).

$385a year

The same in the first year and after.

Rewards and credits$430

You keep $385−$50 annual fee

The spending this assumes

A month: groceries $600, dining $300, gas $200, travel $150, everything else $1,250. Assumed: not counted: 2x Card purchases at most Disney U.S. locations (Disney Locations in the U.S.).

$825a year

$830 the first year, with the welcome bonus.

Rewards and credits$875

You keep $825−$50 annual fee

The spending this assumes

A month: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500. Assumed: not counted: 2x Card purchases at most Disney U.S. locations (Disney Locations in the U.S.).

Use your own spending

Estimates from the published terms above, as checked Nov 1, 2026; not advice. How we value cards

Against the market

How it compares

Worth more to a typical spender than about 80% of the 732 cards we track.

  • Lower top APR than about 40% of the 163 cards on our Sign-up bonuses list (see the list).
  • Lower annual fee than about 35% of the 171 cards on our Sign-up bonuses list (see the list).

Other cash back cards with fees up to $100

Against this card, for our typical spender’s value (rewards and credits minus fees, after the first year).

Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method

Disney Rewards

How you earn

5%
Card purchases made directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com (Disney+, Hulu or ESPN subscriptions and additional purchases)
2%
Card purchases at gas stationsCard purchases at most Disney U.S. locations (Disney Locations in the U.S.)Card purchases at grocery storesCard purchases at restaurants, including takeout and eligible delivery services
1%
Everything else

Cash back, as a share of each purchase.

Every figure with its receipt

Rates and fees

Annual fee
Purchase APRvariable
Intro APR
Balance transfer APR
Balance transfer fee
Foreign transactions

Before you apply

  1. What the application asks: your name, address, date of birth, Social Security number (or ITIN), income and housing payment. By law the issuer must consider your ability to pay (Regulation Z, 1026.51).
  2. Your credit report: applying usually means a hard inquiry, which can lower your score slightly for a while. Some issuers let you check whether you’re pre-approved first without one. How credit reports work (CFPB)
  3. The bonus: If you’ve had this bonus in the last 24 months (2 years), you can’t get it again yet.

Questions

What is the annual fee?
$49 · chase.com, since Sep 29, 2026
Does it charge a foreign transaction fee?
Yes: 3% of the amount of each transaction in U.S. dollars.. · chase.com, since Sep 29, 2026
What is the purchase APR?
18.49–27.99% APR · Issuer document, since Oct 10, 2026
Is there a welcome bonus?
$300 Disney Gift Card eGift and statement credit after $500 in purchases in 3 months. · chase.com, since Oct 11, 2026
See it on chase.com

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