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Barclays credit card

JetBlue Business Card

$99 a year. 50,000 TrueBlue points after you spend $4,000 in 3 months. Purchase APR 19.74–29.74%, variable.

Checked Nov 1, 2026Updated

Welcome offer
Annual fee
Purchase APR · variable
Foreign transactions

Select an underlined figure to see where it comes from.

Barclays’s terms

Welcome offer

50,000 points

After you spend $4,000 on purchases in your first 3 months.

Spending it takes
$1,333 a month
for 3 months
Tracking since
Sep 29, 2026
history will chart every change

Both requirements must be completed within the first 90 days. Conditions and limitations apply.

In dollars

What it’s worth

Yearly value in dollars: rewards and credits minus the annual fee, for three ways of spending. First year includes any welcome bonus.

SpendingValue against the feeFirst yearAfter
Light spender$20$20
Typical spender$700$200
Heavy spender$1,060$560
The spending each assumes, and what isn’t counted
  • Light spender: groceries $300, dining $100, gas $100, everything else $500 a month
  • Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250 a month
  • Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500 a month

Assumed: not counted: 2x restaurants and office supply stores; points valued at an assumed 1¢; welcome bonus needs $4,000 in 3 months.

$20a year

The same in the first year and after.

Rewards and credits$120

You keep $20−$100 annual fee

The spending this assumes

A month: groceries $300, dining $100, gas $100, everything else $500. Assumed: not counted: 2x restaurants and office supply stores; points valued at an assumed 1¢; welcome bonus needs $4,000 in 3 months.

$200a year

$700 the first year, with the welcome bonus.

Rewards and credits$300

You keep $200−$100 annual fee

The spending this assumes

A month: groceries $600, dining $300, gas $200, travel $150, everything else $1,250. Assumed: not counted: 2x restaurants and office supply stores; points valued at an assumed 1¢.

$560a year

$1,060 the first year, with the welcome bonus.

Rewards and credits$660

You keep $560−$100 annual fee

The spending this assumes

A month: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500. Assumed: not counted: 2x restaurants and office supply stores; points valued at an assumed 1¢.

Use your own spending

Estimates from the published terms above, as checked Nov 1, 2026; not advice. How we value cards

Against the market

How it compares

Worth more to a typical spender than about 65% of the 732 cards we track.

Other points cards with fees up to $100

Against this card, for our typical spender’s value (rewards and credits minus fees, after the first year).

Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method

TrueBlue

How you earn

6×
eligible JetBlue purchases
2×
restaurants and office supply stores
1×
Everything else

Points per dollar. “What it’s worth” values a point at an assumed 1¢.

Benefits

  • JetBlue Vacations statement credit: $100 annual
  • Free first checked bag for the primary cardmember and up to 3 eligible travel companions on the same itinerary on JetBlue-operated flights.
  • Earn toward Mosaic status with every purchase; Mosaic status may not be achievable based on the assigned credit line and ability to maintain that credit line.
  • 50% savings on eligible inflight purchases on JetBlue-operated flights.
  • 10% of points back after redeeming for and traveling on a JetBlue-operated Award Flight.
All 13 benefits
  • Group 3 boarding on JetBlue-operated flights for the primary cardmember and up to 4 eligible travel companions.
  • Earn 5,000 bonus points each year after the JetBlue Business Card account anniversary.
  • No blackout dates for seats on JetBlue-operated flights.
  • Cash + Points redemption starting with as few as 500 points.
  • Redeem for any seat, any time on JetBlue-operated flights.
  • Points pooling with family and friends.
  • $0 Fraud Liability protection for unauthorized charges.
  • No foreign transaction fees on international purchases.

Every figure with its receipt

Rates and fees

Annual fee
Purchase APRvariable
Balance transfer APR
Balance transfer fee
Cash advance APR
Cash advance fee
Late payment
Returned payment
Foreign transactions
Grace period
Minimum interest charge

Before you apply

  1. What the application asks: your name, address, date of birth, Social Security number (or ITIN), income and housing payment. By law the issuer must consider your ability to pay (Regulation Z, 1026.51).
  2. Your credit report: applying usually means a hard inquiry, which can lower your score slightly for a while. Some issuers let you check whether you’re pre-approved first without one. How credit reports work (CFPB)

Questions

What is the annual fee?
$99 · barclaycardus.com, since Sep 29, 2026
Does it charge a foreign transaction fee?
Yes: 0% of each transaction in U.S. dollars.. · cards.barclaycardus.com, since Oct 8, 2026
What is the purchase APR?
19.74–29.74% APR · cards.barclaycardus.com, since Oct 1, 2026
Is there a welcome bonus?
50,000 TrueBlue points after $4,000 in purchases in 3 months. · cards.barclaycardus.com, since Sep 29, 2026
See it on cards.barclaycardus.com

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