Our illustration in the card’s colours, not its design
Barclays credit card
JetBlue Premier Card
90,000 TrueBlue points after you spend $5,000 in 3 months. Purchase APR 19.74–29.74%, variable.
Checked Nov 1, 2026Updated
- Welcome offer
- Receipt · Welcome offerChecked Nov 1, 2026
Issuer's page · cards.barclaycardus.com
“Earn 90,000 bonus points”
- Annual fee
- ($150 for each Authorized User added to the account)Receipt · Annual feeChecked Nov 1, 2026
Issuer's page · cards.barclaycardus.com
“Annual Fee is $499 ($150 for each authorized user.) 0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 12 billing cycles that immediately follow each balance transfer.”
- Purchase APR · variable
- Receipt · Purchase APRChecked Nov 1, 2026
Issuer's page · cards.barclaycardus.com
“Purchases – 19.74% to 29.74%, based on your creditworthiness and other factors.”
- Foreign transactions
- Receipt · Foreign transactionsChecked Nov 1, 2026
Issuer's page · cards.barclaycardus.com
“Foreign transaction fee: 0%.”
Select an underlined figure to see where it comes from.
Barclays’s terms
Welcome offer
90,000 points
After you spend $5,000 on purchases in your first 3 months.
- Spending it takes
- $1,667 a month
- for 3 months
- Tracking since
- Sep 29, 2026
- history will chart every change
Both requirements must be completed within the first 90 days. The bonus may only be earned once, and eligibility may be restricted for applicants who currently have or previously had an account in this program.
In dollars
What it’s worth
Yearly value in dollars: rewards and credits minus the annual fee, for three ways of spending. First year includes any welcome bonus.
| Spending | Value against the fee | First year | After |
|---|---|---|---|
| Light spender | −$330 | −$330 | |
| Typical spender | $810 | −$90 | |
| Heavy spender | $1,240 | $340 |
The spending each assumes, and what isn’t counted
- Light spender: groceries $300, dining $100, gas $100, everything else $500 a month
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250 a month
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500 a month
Assumed: +$600 if a current cardholder refers you (FRONTIER Airlines World Mastercard refer-a-friend); points valued at an assumed 1¢; welcome bonus needs $5,000 in 3 months.
−$330a year
The same in the first year and after.
Rewards and credits$170
−$330 after the fee−$500 annual fee
The spending this assumes
A month: groceries $300, dining $100, gas $100, everything else $500. Assumed: +$600 if a current cardholder refers you (FRONTIER Airlines World Mastercard refer-a-friend); points valued at an assumed 1¢; welcome bonus needs $5,000 in 3 months.
−$90a year
$810 the first year, with the welcome bonus.
Rewards and credits$410
−$90 after the fee−$500 annual fee
The spending this assumes
A month: groceries $600, dining $300, gas $200, travel $150, everything else $1,250. Assumed: +$600 if a current cardholder refers you (FRONTIER Airlines World Mastercard refer-a-friend); points valued at an assumed 1¢.
$340a year
$1,240 the first year, with the welcome bonus.
Rewards and credits$840
You keep $340−$500 annual fee
The spending this assumes
A month: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500. Assumed: +$600 if a current cardholder refers you (FRONTIER Airlines World Mastercard refer-a-friend); points valued at an assumed 1¢.
Use your own spending
Estimates from the published terms above, as checked Nov 1, 2026; not advice. How we value cards
Against the market
How it compares
Other points cards
- Mastercard TitaniumLuxury Card−$210 a year
- Chase Sapphire ReserveChase−$335 a year
- Mastercard BlackLuxury Card−$610 a year
Against this card, for our typical spender’s value (rewards and credits minus fees, after the first year).
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
TrueBlue
How you earn
- 6×
- eligible JetBlue purchases
- 2×
- restaurantseligible grocery stores
- 1×
- Everything else
Points per dollar. “What it’s worth” values a point at an assumed 1¢.
Benefits
- TrueBlue Travel statement credits: $300 annual
- Global Entry or TSA PreCheck application fee credit: $120 every 4 years
- JetBlue Premier Companion Pass Credit: $500 one time
- Additional JetBlue Premier Companion Pass Credit: $1,500 one time
- Free first checked bag for the primary cardmember and up to 3 eligible travel companions on the same itinerary when the card is used on JetBlue-operated flights
All 18 benefits
- Up to $120 application fee statement credit every 4 years for Global Entry or TSA PreCheck
- Priority Pass access to over 1,800 participating lounges and travel experiences in over 700 airports in 146 countries
- Earn toward Mosaic with every purchase
- Receive an annual 25-tile bonus after year-end to fast-track Mosaic status for the next year
- 50% savings on eligible inflight purchases on JetBlue-operated flights
- Complimentary access to BlueHouse for cardmembers with eligible fares
- 5,000 bonus points each year after the JetBlue Premier Card account anniversary
- 15% of points back after redeeming for and traveling on a JetBlue-operated Award Flight
- Group 3 boarding on JetBlue-operated flights for the primary cardmember, authorized users, and up to 4 eligible travel companions
- Earn up to $2,000 in companion pass statement credits after eligible purchases in a calendar year: up to $500 after $15,000 in eligible net purchases and an additional up to $1,500 after $75,000 in eligible net purchases during a calendar year
- Points Payback allows points to be redeemed for a statement credit
- Redeem for any seat, any time on JetBlue-operated flights
- Cash + Points allows payment for a flight with a combination of dollars and TrueBlue points, starting with as few as 500 points
Every figure with its receipt
Rates and fees
| Annual fee | Receipt · Annual feeChecked Nov 1, 2026 Issuer's page · cards.barclaycardus.com “Annual Fee is $499 ($150 for each authorized user.) 0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 12 billing cycles that immediately follow each balance transfer.” |
|---|---|
| Purchase APR | Receipt · Purchase APRChecked Nov 1, 2026 Issuer's page · cards.barclaycardus.com “Purchases – 19.74% to 29.74%, based on your creditworthiness and other factors.” |
| Balance transfer APR | Receipt · Balance transfer APRChecked Nov 1, 2026 Issuer's page · barclaycardus.com “0% introductory APR for the first twelve billing cycles following each balance transfer that posts to your account within 45 days of account opening.” |
| Balance transfer fee | Receipt · Balance transfer feeChecked Nov 1, 2026 Issuer's page · cards.barclaycardus.com “Balance transfer fee: 5% (min.” |
| Cash advance APR | Receipt · Cash advance APRChecked Nov 1, 2026 Issuer's page · cards.barclaycardus.com “The variable APR for cash advances is 29.99%.” |
| Cash advance fee | Receipt · Cash advance feeChecked Nov 1, 2026 Issuer's page · barclaycardus.com “Either $10 or 5% of the amount of each cash advance, whichever is greater.” |
| Late payment | Receipt · Late paymentChecked Nov 1, 2026 Issuer's page · barclaycardus.com “Up to $41 (the amount of the fee varies by state, see below)” |
| Returned payment | Receipt · Returned paymentChecked Nov 1, 2026 Issuer's page · barclaycardus.com “Up to $41 (the amount of the fee varies by state, see below)” |
| Foreign transactions | Receipt · Foreign transactionsChecked Nov 1, 2026 Issuer's page · cards.barclaycardus.com “Foreign transaction fee: 0%.” |
| Grace period | Receipt · Grace periodChecked Nov 1, 2026 Issuer's page · cards.barclaycardus.com The source states this figure; we have no exact sentence on file yet. |
| Minimum interest charge | Receipt · Minimum interest chargeChecked Nov 1, 2026 Issuer's page · cards.barclaycardus.com The source states this figure; we have no exact sentence on file yet. |
Before you apply
- What the application asks: your name, address, date of birth, Social Security number (or ITIN), income and housing payment. By law the issuer must consider your ability to pay (Regulation Z, 1026.51).
- Your credit report: applying usually means a hard inquiry, which can lower your score slightly for a while. Some issuers let you check whether you’re pre-approved first without one. How credit reports work (CFPB)
Questions
- What is the annual fee?
- $499 ($150 for each Authorized User added to the account) · cards.barclaycardus.com, since Oct 8, 2026
- Does it charge a foreign transaction fee?
- Yes: 0% of each transaction in U.S. dollars.. · cards.barclaycardus.com, since Oct 8, 2026
- What is the purchase APR?
- 19.74–29.74% APR · cards.barclaycardus.com, since Oct 1, 2026
- Is there a welcome bonus?
- 90,000 TrueBlue points after $5,000 in purchases in 3 months. · cards.barclaycardus.com, since Sep 29, 2026