The full list

All no annual fee cards

All 597 cards on the list, to sort and filter. The list page shows the top of each ranking.

Checked Oct 12, 2026

Sort byIssuer With a welcome offer 107

Sorted by Yearly cash value after the first year for our typical spender (rewards and credits minus fees), highest first. Counts only cash back and points the issuer prices in cents; cards whose rewards we can’t count, or whose points have no stated cash value, come last.

551Empower Blue CU VISA Credit CardEmpower Blue Credit UnionYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR4.00–18.00%
552Coloramo FCU Visa PlatinumColoramo Federal Credit UnionYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR12.49%
553Educators CU Visa PlatinumEducators Credit UnionYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR10.90–20.90%
554Georgia'S Own CU Visa PlatinumGeorgia’s Own Credit UnionYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR17.74–17.99%
555Homeland CU Visa PlatinumHomeland Credit Union, Inc.Yearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR3.00%
556Publix Employees FCU Visa PlatinumPublix Employees Federal Credit UnionYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR9.90%
557Smw Financial CU Visa PlatinumSmw Financial Credit UnionYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR12.99–18.00%
558Tinker FCU Visa PlatinumTinker Federal Credit UnionYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR3.99–18.00%
559Tlcu Financial Visa PlatinumTlcu FinancialYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR10.00–14.50%
560Wave FCU Visa PlatinumWave Federal Credit UnionYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR11.99%
561Westmark CU Visa PlatinumWestmark Credit UnionYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR10.75–14.75%
562Greenville FCU VISA PlatinumGreenville Federal Credit UnionWelcome offer: 5,000 points after $1,000 in purchasesOnce per lifetime: The issuer’s rule on getting the bonus again: check when you canYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR13.49–17.99%
563High Point FCU VISA PlatinumHigh Point Federal Credit UnionYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR11.50–17.99%
564State Bank And Trust Company Visa Platinum Credit CardState Bank And Trust Company, TheYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APR0% for 6 mothen 6.99–21.99%Purchase APR6.99–21.99%
565Visa Platinum Enjoy Rewards, Smart Card Classic, Smart Card Credit Builder, Smart Card SecuredSouthland Credit UnionYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APRNot stated: Purchase APR not stated
566Champion CU Visa Platinum RewardsChampion Credit UnionYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR11.00–15.00%
567Delta Community CU Visa Platinum RewardsDelta Community Credit UnionYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR13.25–17.25%
568Unison CU Visa Platinum RewardsUnison Credit UnionYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR12.99%
569Usf FCU Visa Platinum RewardsUsf Federal Credit UnionWelcome offer: $125 cash back after $1,500 in purchasesYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR12.99–17.99%
570Kirtland FCU VISA PLATINUM REWARDSKirtland Federal Credit UnionYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APRNot stated: Purchase APR not stated
571Southpoint Financial CU VISA PLATINUM REWARDS/VISA PLATINUM SELECT/VISA PLATINUM SECUREDSouthpoint Financial Credit UnionYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR7.00–18.00%
572Solvay Bank Visa Platinum StandardSolvay BankYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR15.88%
573Nuvista FCU Visa Platinum, Visa Classic, Visa SecuredNuvista Federal Credit UnionYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APRNot stated: Purchase APR not stated
574Maui County FCU Visa RewardsMaui County Federal Credit UnionYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR11.00–17.50%
575Park City CU Visa RewardsPark City Credit UnionYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR12.00–19.00%
576Summit CU Visa RewardsSummit Credit UnionYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR9.95–17.95%
577United Consumers CU Visa Rewards Credit CardUnited Consumers Credit UnionYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR15.24–26.24%
578Coloramo FCU Visa SecuredColoramo Federal Credit UnionYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR7.90%
579Maui County FCU Visa SecuredMaui County Federal Credit UnionYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR17.50%
580Publix Employees FCU Visa SecuredPublix Employees Federal Credit UnionYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR9.90%
581Matanuska Valley FCU VISA Secured Credit CardMatanuska Valley Federal Credit UnionYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR16.00%
582Greenville FCU VISA SignatureGreenville Federal Credit UnionYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR15.49%
583Jovia Financial FCU Visa Signature EliteJovia Financial Federal Credit UnionWelcome offer: 20,000 points after $2,000 in 3 monthsYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR14.49–17.99%
584Service FCU Visa Signature Everyday EliteService Federal Credit UnionWelcome offer: 15,000 points after $1,500 in purchasesYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR17.65–18.00%
585Usf FCU Visa Signature RewardsUsf Federal Credit UnionWelcome offer: $125 cash back after $1,500 in purchasesYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR12.99–17.99%
586Maine Highlands FCU VISA Traditional Credit Card ProgramMaine Highlands Federal Credit UnionYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APRNot stated: Purchase APR not stated
587Avadian CU Visa Traditional RewardsAvadian Credit UnionYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APRNot stated: Purchase APR not stated
588First American Bank And Trust Visa, MastercardFirst American Bank And TrustYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR22.50%
589Visa® Value Credit CardOregon State Credit UnionYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APRNot stated: Purchase APR not stated
590Wawa Mastercard®FNBOYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR30.49–30.99%
591Webstaurant Rewards Visa® CardFNBOYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR26.74–27.24%
592West Elm Key Rewards VisaCapital OneYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APR0% for 12 mothen 29.49%Purchase APR29.49%
593Westlake Black Visa Credit CardStride Bank, National AssociationYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR9.24–35.74%
594Williams Sonoma Key Rewards VisaCapital OneYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR29.49%
595Worldwide Vacation & Travel MastercardComenity Capital BankYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR29.49–34.24%
596Wyndham Rewards Earner® CardBarclaysWelcome offer: 45,000 Wyndham Rewards points after $2,000 in 3 monthsWas 75,000: Below the best offer we’ve seen on this card: 75,000Yearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APR0% for 6 mothen 19.49–29.99%Purchase APR19.49–29.99%
597Mid American CU Youth VisaMid American Credit UnionYearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash valueIntro APRNone: No 0% intro APR statedPurchase APR9.90%

Values are estimates for our typical spender ($2,500 a month) from each card’s published terms, not advice. “Needs $… a month” marks a bonus whose spending requirement is above that pace. We sort by the measure you pick and nothing else; no link here pays us. How we value cards