Every card, A to Z

Synchrony credit cards

22 cards, 19 with no annual fee and 5 with a welcome offer. Every figure on a card's page links to the document it came from.

Checked Nov 1, 2026

Updated

cards we track
22
with no annual fee
19
with a welcome offer
5

No card here matches both. Clear a filter to see more.

Sorted A–Z. We list every card we have; we don't rank them here.

  • AEO, Inc. Visa CardAnnual fee$0Purchase APR33.49–33.99%Yearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash value
  • Belk Rewards MastercardAnnual fee$0Purchase APR34.99%Yearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash value
  • CareCredit MastercardAnnual fee$0Purchase APR32.99%Yearly value$710
  • Cathay Pacific Visa CardWelcome offer: 38,000 Asia Miles after $3,000 in 3 monthsAnnual fee$99Purchase APR25.24–31.49%Yearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash value
  • Fleet Rewards Visa CardAnnual fee$0Purchase APR22.49–33.74%Yearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash value
  • J Crew MastercardAnnual fee$0Purchase APR33.49–33.74%Yearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash value
  • JCPenney MastercardWelcome offer: $35 cash back after $35 in purchasesAnnual fee$0Purchase APR33.49–33.74%Yearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash value
  • MyWalgreens MastercardAnnual fee$0Purchase APR24.99–34.74%Yearly value$300
  • OnePay Cash Rewards World MastercardWelcome offer: 35 OnePay PointsAnnual fee$0Purchase APR20.49–31.49%Yearly value$450
  • PayPal Cashback MastercardAnnual fee$0Purchase APR18.49–33.24%Yearly value$450
  • PayPal Credit MastercardAnnual fee$0Purchase APR29.64%Yearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash value
  • Sam's World Elite MastercardAnnual fee$0Purchase APR20.40–28.65%Yearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash value
  • ScoreRewards MastercardAnnual fee$0Purchase APR30.74–30.99%Yearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash value
  • Sun Country Visa CardAnnual fee$89Purchase APR20.39–28.64%Yearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash value
  • Synchrony HOME Credit CardAnnual fee$0Purchase APR34.99%Yearly value$0
  • Synchrony Preferred MastercardAnnual fee$0Purchase APR26.74–33.49%Yearly value$0
  • Techron Advantage Visa CardWelcome offer: 62 ¢/gal. in Fuel DiscountsAnnual fee$0Purchase APR33.99%Yearly value$0
  • TJX Rewards Platinum MastercardAnnual fee$0Purchase APR30.74–31.24%Yearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash value
  • Venmo Visa CardAnnual fee$0Purchase APR18.74–31.24%Yearly value$410
  • Venmo Visa Signature CardAnnual fee$0Purchase APR18.74–31.24%Yearly value$370
  • Verizon Visa Signature CardAnnual fee$0Purchase APR22.49–33.74%Yearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash value
  • Virgin Red Rewards World Elite MastercardWelcome offer: 60,000 Virgin Points after $4,000 in 3 monthsAnnual fee$99Purchase APR20.49–28.49%Yearly valueNot counted: Not ranked on cash value: rewards we can’t count, or points with no stated cash value

Yearly values are for our typical spender ($2,500 a month of spending), from each card’s published terms; “Needs $… a month” marks a bonus whose spending requirement is above that pace. How we value cards