Our illustration, not the card’s design
Citi credit card
The Goodyear Credit Card
No annual fee. $50 USD welcome bonus. Purchase APR 33.74%, variable.
Checked Nov 1, 2026Updated
- Welcome offer
- Receipt · Welcome offerChecked Nov 1, 2026
Issuer's page · citi.com
“New Cardmembers get $50 Back 2”
- Annual fee
- Receipt · Annual feeChecked Nov 1, 2026
Issuer's page · citi.com
“No annual fee 1”
- Purchase APR · variable
- Receipt · Purchase APRChecked Nov 1, 2026
Issuer's page · citi.com
“New Cardmembers: As of September 22, 2026, APR for purchases: variable 33.74%; APR for cash advances: variable 33.74%; cash advance fee: either $ 10 or 5% of the amount of each cash advance, whichever is greater; minimum interest charge: $ 2 ; annual fee: none.”
Select an underlined figure to see where it comes from.
Citi’s terms
Welcome offer
$50 cash
First qualifying purchase of $250 or more (before tax) with a new Goodyear Credit Card account
Paid as an online or mail-in rebate by prepaid physical or virtual card. Offer valid 6/1/2025 – 12/31/2026. Separate new-cardmember promotion stated in the same document: 6-months special financing (No Interest if paid in full within 6 months) on purchases of $250 or more; interest is charged from the purchase date if the purchase balance is not paid in full within 6 months. Special financing applies to qualifying purchases at participating stores or on goodyear.com, subject to credit approval.
- Smaller than about 95% of the 48 other cash bonuses we track.
In dollars
What it’s worth
Yearly value in dollars: rewards and credits minus the annual fee, for three ways of spending. First year includes any welcome bonus.
| Spending | Value against the fee | First year | After |
|---|---|---|---|
| Light spender | $50 | $0 | |
| Typical spender | $50 | $0 | |
| Heavy spender | $50 | $0 |
The spending each assumes, and what isn’t counted
- Light spender: groceries $300, dining $100, gas $100, everything else $500 a month
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250 a month
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500 a month
$0a year
$50 the first year, with the welcome bonus.
The spending this assumes
A month: groceries $300, dining $100, gas $100, everything else $500.
$0a year
$50 the first year, with the welcome bonus.
The spending this assumes
A month: groceries $600, dining $300, gas $200, travel $150, everything else $1,250.
$0a year
$50 the first year, with the welcome bonus.
The spending this assumes
A month: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500.
Use your own spending
Estimates from the published terms above, as checked Nov 1, 2026; not advice. How we value cards
Against the market
How it compares
- No annual fee, like about 85% of the 711 cards we track.
Other cards without rewards with no annual fee
- AAA Daily Advantage Visa SignatureComenity Capital Bank · No annual feeabout the same
- AAA Travel Advantage Visa SignatureComenity Capital Bank · No annual feeabout the same
- AEO, Inc.Synchrony · No annual feeabout the same
Against this card, for our typical spender’s value (rewards and credits minus fees, after the first year).
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
Benefits
- Other
- Other
Every figure with its receipt
Rates and fees
| Annual fee | Receipt · Annual feeChecked Nov 1, 2026 Issuer's page · citi.com “No annual fee 1” |
|---|---|
| Purchase APR | Receipt · Purchase APRChecked Nov 1, 2026 Issuer's page · citi.com “New Cardmembers: As of September 22, 2026, APR for purchases: variable 33.74%; APR for cash advances: variable 33.74%; cash advance fee: either $ 10 or 5% of the amount of each cash advance, whichever is greater; minimum interest charge: $ 2 ; annual fee: none.” |
| Cash advance APR | Receipt · Cash advance APRChecked Nov 1, 2026 Issuer's page · citi.com “New Cardmembers: As of September 22, 2026, APR for purchases: variable 33.74%; APR for cash advances: variable 33.74%; cash advance fee: either $ 10 or 5% of the amount of each cash advance, whichever is greater; minimum interest charge: $ 2 ; annual fee: none.” |
| Cash advance fee | Receipt · Cash advance feeChecked Nov 1, 2026 Issuer's page · citi.com “New Cardmembers: As of September 22, 2026, APR for purchases: variable 33.74%; APR for cash advances: variable 33.74%; cash advance fee: either $ 10 or 5% of the amount of each cash advance, whichever is greater; minimum interest charge: $ 2 ; annual fee: none.” |
| Minimum interest charge | Receipt · Minimum interest chargeChecked Nov 1, 2026 Issuer's page · citi.com The source states this figure; we have no exact sentence on file yet. |
Before you apply
- What the application asks: your name, address, date of birth, Social Security number (or ITIN), income and housing payment. By law the issuer must consider your ability to pay (Regulation Z, 1026.51).
- Your credit report: applying usually means a hard inquiry, which can lower your score slightly for a while. Some issuers let you check whether you’re pre-approved first without one. How credit reports work (CFPB)