Our illustration in the card’s colours, not its design
US Bank credit card
U.S. Bank Altitude® Go Secured Visa® Card
No annual fee.
Checked Nov 1, 2026Updated
- Annual fee
- Receipt · Annual feeChecked Nov 1, 2026
Issuer's page · onboarding.usbank.com
The source states this figure; we have no exact sentence on file yet.
- Foreign transactions
- Receipt · Foreign transactionsChecked Nov 1, 2026
Issuer's page · onboarding.usbank.com
“3% of each foreign transaction”
Select an underlined figure to see where it comes from.
In dollars
What it’s worth
Yearly value in dollars: rewards and credits minus the annual fee, for three ways of spending. First year includes any welcome bonus.
| Spending | Value against the fee | First year | After |
|---|---|---|---|
| Light spender | $205 | $205 | |
| Typical spender | $505 | $505 | |
| Heavy spender | $1,020 | $1,020 |
The spending each assumes, and what isn’t counted
- Light spender: groceries $300, dining $100, gas $100, everything else $500 a month
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250 a month
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500 a month
Assumed: points valued at 1¢, the program's deposit to a U.S. Bank account value.
$205a year
The same in the first year and after.
The spending this assumes
A month: groceries $300, dining $100, gas $100, everything else $500. Assumed: points valued at 1¢, the program's deposit to a U.S. Bank account value.
$505a year
The same in the first year and after.
The spending this assumes
A month: groceries $600, dining $300, gas $200, travel $150, everything else $1,250. Assumed: points valued at 1¢, the program's deposit to a U.S. Bank account value.
$1,020a year
The same in the first year and after.
The spending this assumes
A month: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500. Assumed: points valued at 1¢, the program's deposit to a U.S. Bank account value.
Use your own spending
Estimates from the published terms above, as checked Nov 1, 2026; not advice. How we value cards
Against the market
How it compares
Worth more to a typical spender than about 95% of the 732 cards we track.
- No annual fee, like about 100% of the 50 cards on our No annual fee list (see the list).
- Worth more to a typical spender than about 100% of the 50 cards on our Secured list (see the list).
Other points cards with no annual fee
- Kirtland FCU VISA PLATINUM REWARDSKirtland Federal Credit Union · No annual fee+$250 a year
- CareCredit MastercardSynchrony · No annual fee+$205 a year
- Advanced Financial FCU Everyday Rewards VisaAdvanced Financial Federal Credit Union · No annual fee+$190 a year
Against this card, for our typical spender’s value (rewards and credits minus fees, after the first year).
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
U.S. Bank Altitude Go rewards
How you earn
- 4×
- 4 Points (1 base and 3 bonus Points) for every $1 spent on the first $2,000 each quarter on restaurant, fast-food restaurant and bar purchases.
- 2×
- 2 Points (1 base and 1 bonus Point) for every $1 spent at grocery stores and supermarkets; wholesale clubs and discount stores/supercenters such as Target and Walmart earn only 1 Point.2 Points (1 base and 1 bonus Point) for every $1 spent at gas stations; wholesale clubs, discount stores/supercenters and grocery stores/supermarkets earn only 1 Point.2 Points (1 base and 1 bonus Point) for every $1 spent at electric vehicle charging stations; wholesale clubs, discount stores/supercenters and grocery stores/supermarkets earn only 1 Point.2 Points (1 base and 1 bonus Point) for every $1 spent on qualifying streaming subscription services. Refer to Program Rules for the official list of qualifying streaming service merchants.
- 1×
- Everything else
Points per dollar.
Benefits
- Streaming service credit: $15 annual
Every figure with its receipt
Rates and fees
| Annual fee | Receipt · Annual feeChecked Nov 1, 2026 Issuer's page · onboarding.usbank.com The source states this figure; we have no exact sentence on file yet. |
|---|---|
| Foreign transactions | Receipt · Foreign transactionsChecked Nov 1, 2026 Issuer's page · onboarding.usbank.com “3% of each foreign transaction” |
| Minimum interest charge | Receipt · Minimum interest chargeChecked Nov 1, 2026 Issuer's page · onboarding.usbank.com The source states this figure; we have no exact sentence on file yet. |
Before you apply
- What the application asks: your name, address, date of birth, Social Security number (or ITIN), income and housing payment. By law the issuer must consider your ability to pay (Regulation Z, 1026.51).
- Your credit report: applying usually means a hard inquiry, which can lower your score slightly for a while. Some issuers let you check whether you’re pre-approved first without one. How credit reports work (CFPB)
Questions
- What is the annual fee?
- None · onboarding.usbank.com, since Sep 29, 2026
- Does it charge a foreign transaction fee?
- Yes: 3% of each foreign transaction. · onboarding.usbank.com, since Sep 29, 2026