Our illustration, not the card’s design

US Bank credit card

US Bank Secured Visa® Credit Card

No annual fee.

Checked Nov 1, 2026Updated

Annual fee

Select an underlined figure to see where it comes from.

In dollars

What it’s worth

This card’s rewards are on the issuer’s page; we haven’t confirmed them for this page yet, so we can’t put a dollar value on it. Its fees and rates are below.

Against the market

How it compares

  • No annual fee, like about 90% of the 50 cards on our Secured list (see the list).

Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method

Every figure with its receipt

Rates and fees

Rates and fees for the Secured Visa® Credit Card, each with its source
Annual fee
Minimum interest charge

Before you apply

  1. What the application asks: your name, address, date of birth, Social Security number (or ITIN), income and housing payment. By law the issuer must consider your ability to pay (Regulation Z, 1026.51).
  2. Your credit report: applying usually means a hard inquiry, which can lower your score slightly for a while. Some issuers let you check whether you’re pre-approved first without one. How credit reports work (CFPB)

Questions

What is the annual fee?
None · onboarding.usbank.com, since Sep 29, 2026
See it on usbank.com

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