Our illustration, not the card’s design

Weststar Credit Union credit card

Weststar CU MasterCard Platinum Rewards

No annual fee. Purchase APR 11.24–17.99%, variable.

Checked Nov 1, 2026Updated

Annual fee
Purchase APR · variable
Foreign transactions
Credit asked

Select an underlined figure to see where it comes from.

In dollars

What it’s worth

We can’t put a dollar value on this card: our sources don’t say what rewards it earns, or whether it earns any. Its fees and rates are below.

Against the market

How it compares

  • No annual fee, like about 85% of the 711 cards we track.
  • Lower top APR than about 80% of the 651 cards we track.

Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method

Every figure with its receipt

Rates and fees

Rates and fees for the MasterCard Platinum Rewards, each with its source
Annual fee
Purchase APRvariable
Intro APR3 months
Balance transfer APR
Cash advance APR
Late payment
Foreign transactions
Grace period

Before you apply

  1. What the application asks: your name, address, date of birth, Social Security number (or ITIN), income and housing payment. By law the issuer must consider your ability to pay (Regulation Z, 1026.51).
  2. Your credit report: applying usually means a hard inquiry, which can lower your score slightly for a while. Some issuers let you check whether you’re pre-approved first without one. How credit reports work (CFPB)

Questions

What is the annual fee?
None · Reported to the CFPB, Dec 31, 2025, since Sep 29, 2026
Does it charge a foreign transaction fee?
Yes: 1%. · Reported to the CFPB, Dec 31, 2025, since Sep 29, 2026
What is the purchase APR?
11.24–17.99% APR · Reported to the CFPB, Dec 31, 2025, since Sep 29, 2026
Is there an intro APR?
0% for 3 months. · Reported to the CFPB, Dec 31, 2025, since Sep 29, 2026